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NEW YORK - A dour report on job losses in June sent stocks sharply lower Thursday. Major stock indexes fell more than 2.6 percent after the government said the U.S. unemployment rate hit a 26-year high. The Dow Jones industrials closed at their ...

Stocks end shortened week with big fall - Today Show

COLUMBIA, S.C. (AP) — South Carolina first lady Jenny Sanford says she may be able to forgive her husband's much-publicized affair with an Argentine woman, but true reconciliation will take more time. In a statement e-mailed to reporters Thursday ...

SC gov's wife says she may be able to forgive affair, but true ... - Baltimore Sun

Second-quarter earnings could go a long way toward showing whether the much-ballyhooed "green shoots" are real or merely illusions masking deeper economic problems. Since the recession began, investors have been treating earnings cycles gingerly ...

Earnings Season: A Likely Game-Changer—for Good or Bad - CNBC

To the Sound Off readers who cannot hear the truth: You like to intimidate with false statements. Remember one thing, “Sound Off” is exactly what it says, a place to sound off. Did you ever hear of freedom of speech? There are no threats to ...

Sound Off for July 3 - Register Citizen

NEW YORK (AP) — Treasury prices moved higher Wednesday as investors sought safety in the wake of a discouraging labor market report. The rise in prices pushed yields lower, which is good news for consumers. Yields on long-term Treasurys are closely ...

Treasurys rise, pushing yields lower, as investors flock to government ... - Newsday

Three South Florida men who ran a string of credit repair companies settled with the Federal Trade Commission over allegations that they falsely claimed they could remove accurate but negative information, such as bankruptcies and late fees, from ...

Credit repair companies settle federal charges - Fort Lauderdale Sun-Sentinel

AHMEDABAD: Bank deposit grew by almost a quarter in Gujarat, which is much above the national average, in 2008-09 as investors lost their faith in the tumbling stock markets and parked their money in this safe instrument. Authentic figures were made ...

Cautious Gujaratis played safe in 08-09 - Times of India

NEW YORK - A dour report on job losses in June sent stocks sharply lower Thursday. Major stock indexes ended down more than 2 percent after the U.S. unemployment rate hit a 26-year high. European markets also dropped following similarly disappointing ...

Stocks end day way down after jobs report - MSNBC

I received the following email from Jeff in San Diego and was so struck by how reasonable, matter-of-fact and truly troubling it is. I know it's California, but I believe it's an example of a spreading trend nationwide: "Last year I was paying triple ...

How Bad Is The Housing Market? One Man's Tale - CNBC

The privatisation committee of Air Jamaica chaired by Dennis Lalor has now made its recommendation to the government as to who would be best suited to acquire the national carrier Air Jamaica. Bruce Nobles President and CEO of Air Jamaica, Bruce ...

Open Question: Should I leave this momma's boy for good?

I have been dating a man for six years now and he still has his bills paid by his mom. She pays his rent, cell phone, car insurance, you get the picture. She calls him to go to the store for her, to sweep and mop her floors, to take her to dermatologist. Here's where it gets bad. I moved in with him three years ago and she was paying his rent until he got on his feet (which hasn't happened yet) But because i refuse to pay the rent, she is under the impression that she is supporting me too! So i went to her about six months ago and asked her to stop paying our rent and that I would take over and she told me flat out,"No, i can't let my baby fall." After that incident, she began looking for houses for us and proposed to me that she get us a house in her name until "we" got on our feet then she would hand the house payments over to us and put the house in our names. I told her no thank you. That i have good enough credit to get my own house in my name when I'm ready. So what does she do? She has my now fiance' (yes, i agreed to marry him) take her to her dermatologist although she has a car of her own to drive and is not disabled. Afterwards, she took him by a house that she looked up online and thought would be the perfect house for us. When he got back home, i agreed to go look at the place (which was a piece of crap, the ceiling was caved in!) and i confronted him. I asked him why didn't he support my decision and not cave in to his mom's persistence at running our lives? He said that his mom didn't mean any harm and that she was at least trying to do something nice for us. I got heated and refused to see her for like two weeks- I had to cool off. That really hurt her feelings that i stayed away she said but, I had to let her know that I was tired of her going behind my back making decisions for my life. After that my fiance promised that he would put my needs first in our relationship but month after month, she would call him with some excuse why she needed him to come over and he'd end up doing her grocery shopping after which she'd fill up his gas tank or slip him pocket change. She even started propositioning me to clean a room each week in her house since family is supposed to help each other out- I mean, she was after all helping us, right? Another incident was when i needed him one day. I was having a really bad day and he was with his mom grocery shopping ( where else, right?) So i asked him, after he was done there to come home so we could go to the park and talk. An hour later and he hasn't shown up, so I call him to find out where he is. He went to pick up his sisters kids from school! So i asked him where his mom was and why couldn't she get in her car and pick them up. Do you know he told me that she was in the passenger seat of her car and he was driving her there! Now I'm competing with his mom and his sister! I thought about sitting him down with his mom,dad, and sister and telling them what they are doing and the negative effect it is having on our relationship and maybe that will bring about a change.Maybe they are not aware that what they are doing is making him codependent? He has been out of work for two years now and I understand that the economy is bad but I need him to get a job. We never go on vacations anymore unless I'm paying. It's the same with going out to eat. He gets little odd jobs here and there but I think at the ripe ole age of 30 that he should have a stable job. I told him I was going to leave him because I didn't want to marry a man who, at 30, couldn't support himself. What happens if I get pregnant? He promised me that he would get stable employment. Meanwhile his parents continue to foot his bills and our rent while I am paying the household bills, my bills and groceries. And this is where it gets ugly. My mom is now disabled and lives in another state that is 12 hours drive away (2 by plane but those flights are expensive) I try to see her when I can. She is managing much better now and she gets out and does practically everything by herself including grocery shopping and cleaning her own house without the use of a left thumb which she lost over a year ago. But I still stress over her and talk with her everyday. She saw how stressed I was on the webcam and thought that I was being mistreated. I have been under a lot of stress financially and around the home but I assured her that he wasn't hitting me. She thought otherwise and called the cops to come check on me. This set my fiance' into a rage. He was very upset with her and thought she owed him an apology. Well I told him to let me talk to my mom and not to expect one-let's just move on. But that wasn't good enough for him so he sent her text messages telling her what to do with her other functioning thumb and called her a lot of obscene names. When she found out it was him, she came to me so I confronted him. He said he didn't do it and since the texts were sent anonymously more

Open Question: How can i get a macbook pro?

I am 16. and i really need a macbook pro. well dont "need" because no one needs pleasurable items. but i want a macbook pro because i like video editing and iam 16 years old. and trying to become a video editor special effects person. an i want to learn final cut pro. But i want to know is there a way to pay monthly on a mac? like can i get a bill once a month and pay a certain amount? i can get a credit card since iam only 16 and my mom wont let me and my mom cant get a new one because she says she has bad credit. and we cant afford to buy one because were kinda poor i want a macbook to study final cut pro so that in college i will be good at it an i can be more advanced in it more

Open Question: i have bad credit and am living in Australia. Are there any places that give credit cards or loans.?

i have been trying to get credit but have a poor credit rating. I know there are many lenders but all in the states. Are there any lenders in Australia whom provide the same service eg credit cards, small loans thanks heaps more

Open Question: When you buy something on Amazon.com, does the item show up on the credit card statement?

I ask because my Mom said I can buy "something" but I was just wondering if she will know what it is? It's nothing bad or secret I'm just curious. Btw it's a Visa credit card. Idk if that makes a difference. more

Open Question: how do i take over a friends truck payment?

i just got my truck taken and one of my friends told me that i could take over his truck payment.......but i don't have good credit but can i still take over his truck payment if my credit is bad? more

Open Question: Declined for a student credit card?

Okay so I applied for a student credit card through my bank with a $300 limit and was declined. The letter said "After examining your financial situation and credit history, we are unable to offer you a card at this time for the following reasons: Your credit experience is insufficient" I'm a little confused about that. I work 2 jobs and make $1000-$1200 a month, go to school (which my parents paid for, so no student loan), I live at home rent free, and the only thing I have to pay for is my $250 car insurance. I figured that I'd be able to get a $300 credit card so I'm a little confused on why I was declined. So now I've gone from having no credit rating to having a bad one because this will make my rating go down? So now how do I go about getting a good credit rating? Also my bank does their credit cards through Desjardins. And I'm in Canada, so I don't know if any of that makes a difference or not! more

Open Question: were can i get a $4000 loan!!!!?

ok my son needs a new car and we dont have the money right now so we were thinking that i could get a loan but i have really bad credit so i dont know were to get one and my sons only 15teen so he cant get one any advise thanks! more

Open Question: Does anyone know a site that i can buy a laptop with bad credit also monthley payments?

Can someone please tell me also cheap more

Open Question: need help with texas medicade?? please help?

i am a mother with 2 children and i applied for medicade and our income is me 680 a month my son who is 18 400 a month and a 6 year old daughter and i pay rent 700 car payment 485 because i have bad credit and i got a call from medical office sayin that im not eligable for medical because the income requirment is 188 dollers per person how could someone live off that im a single mom in need of help please help me more

Open Question: Cash for clunkers, what were they thinking?

Something that was bothering me when i was doing a little research on the cash for clunkers program that the government wants to release to the american public. After noticing the article in the paper, i realized my car, a 1995 chevy blazer, 4x4, was one of the main cars listed as a major clunker. But the only reason i have this piece of junk is because i have bad credit and cant get an auto loan, and the more i look into this program, im finding that yeah you do get cash towards a new vechile but only when you have good credit. What the heck was Obama thinking when he released this program? Did he not realize that the only reason people have clunkers is because their credit is bad and cant get an auto loan? Whats going on here and is this true??? more

Open Question: What is the chances that i will get approved for an apartment?

I have bad credit although im trying to work my way out of the hole as we speak but it still bad mid score of 540 but anyway im trying to apply for an apartment. Last year I got turned down (by a few places) I believe it was because I was being garnished at the time, but I have never really had a problem getting an apartment and im sure that my credit was even worse then. Now this year I have no garnishments and credit has improved so what are the chances that I will run into a problem. Also I have excellent rental history and never really had to put down a large deposit and steady income. more

Open Question: Where do I sign up for one of those prepaid mastercards...?

I want to get one of those prepaid mastercards because I shop a lot online... I give my parents the cash all the time and they use their credit card. I feel bad all the time I do that because they owe a couple thousand dollars (from my grandfathers funeral they're still paying off a year later) Where can I sign up for one... I know you have to be 16, and I am older then 16 so there is no problem. I'm done high school sweetheart, and I'm not going to college. And for you knowledge nice your so dang nosey I have 8000$ for college IF I wanted to go... if not it's my money when I turn 18 ty. more

Open Question: If I had bad credit with a furniture store in the past would they give me a second chance?

I had bought a vcr years ago that I never paid off for about 200 dollars and now that my financial situation is in order and my credit got better than what it was I want to get credit again from this furniture store, would they give me a second chance if I apply for credit with them? The store is called Leons. more

Open Question: so now what???? or is college just to much $$$$?

got the financial aid from my school, but i still need about $42k for the next two years. my credit is good, but my parents have bad very bad credit, should they still apply for the parent plus or not??? 2: what do i do now where and what bank should i got to??? 3: should i ask for what it will cost for the next 2 years or ask for what it will cost for only just one year???? 4: will i be able to get this money with-in the next 8 weeks for is college just to much $$$ for me???? g more

Open Question: Any credit card company that will give someone a credit card with bad credit?

Open Question: Help!!! I really need advice on my debt.?

I have a credit card debt from 2006 to the amount of AU$3000 according to my credit report. In 2006 I had to leave Australia due to family emergency, and only since gotten back to Sydney in early 2009. Unfortunately during that period I had no means of paying off my credit card debt, and the credit company has no means of contacting me since I lived in a rental property and since I am in another country they do not know my number. Hence I also never receive any letter or calls from them. I learned from my credit report that the debt is now managed by Credit Corp Ltd. I do regret the situation, which is why I decided to pay back this debt from 3 years ago after I found a job and save up some money. I like to start negotiating the payment of my debt, but I need to do some research before I start negotiating because I read about horrific story of debt collector harassing more money from debtor. So if someone could answer some of my questions please; 1. If the debt is for AU$3000 in 2006 and since 3 years had past, will they include 3 years of interest and additional fees on the debt? 2. Will it be better if I use negotiator or mediator like Foxsymes instead of calling them and negotiating it by myself? How much will I have to pay for them to negotiate on my behalf? Please someone help me, as I do feel bad and I want to resolve this as soon as possible. more

Open Question: How much do you sweat during yoga?

I signed up for a Yoga class at my college for some PE credit. Unfortunately, I have three classes back to back right after it. I don't want to be the smelly kid (haha) because I only have 10 minute to get from Yoga to my next class. This won't be a problem if you really don't sweat. I am a little out of shape if that changes anything. If it's not too bad but you do get a little sweaty, any suggestions on how not to smell after? more

Open Question: My 18 year old got a scholarship at Newbeery College in S.C. What is a place to get a student loan, bad credi?

My son got a wrestling scholarship at Newberry College in S.C. He needs a student loan, but he has no credit, and me, his mother not so good credit either. Does anyone know of a place that might be able to help myself and my son get a student loan? more

Open Question: will a community college accept me?

im in 10th grade. i got my report card for the 2nd semester, and i got two d's in h alg 2 and h chem for the second semester. 2.33 gpa. but that's it. i still got credit for it, but say for the next two years i do well and i pass all my classes, will a community college accept me? im planning to take AP Biology, AP Eng Lang, and AP Psychology next year. this year was just a bad year for me and my grades slipped. im a smart student and i study well and everything. but i know that the UC's and Cal States wont accept me with the two D's in those two courses, so will a community college accept me? BIG BIG RELIEF! i'm so happy though, that i can make what i need to up in a CC, and then transfer.. because when i saw the two d's on my report card i teared because i knew i wouldn't be able to go to a UC or Cal State ): THANK YOU!! :) more

Open Question: will at&t still check my credit to get a cell phone if i already have a home phone and internet with them?

i need to know because the guy on the phone said that if my credit was bad i would need to put down a deposit, but i forgot to tell him i already had a credit check and made a deposit to get my home phone and internet with them will need to make another for cell phones?? more

Open Question: why does it look bad on your credit when...?

I've just been looking around for a car and it looks bad on your credit for them just to check it? why is this? Doesn't make any sense to me at all. As long as your not actually making the purchase, what is wrong with checking to see how your credit is? a question that's been bothering me for years. more

Open Question: Rent in Seattle with bad credit?

Does anyone know of any people/places that will let you rent if you have bad credit? I know some places just charge extra and months up front, I just don't know where in Washington they are. Money is not a issue.. We pay $1550 a month here! $100 short of my friends mortgage on their HOUSE. So I was just wondering if anyone in the same situation had any advice or tips. I am hoping for at least a 3 bedroom, prefer 2 baths.. It does not matter if it is apartment, house or condo.. just no a trailer. We do have a little one that will start school next year and 2 others about to start college so needs to be in a safe neighborhood (although the entire NW coast is relatively safe compared to where we are now) Anyone have any ideas or suggestions?? more

Open Question: How do tell my parents I'm moving out?

I'm 19 years old (gonna be 20 in 5 months) have a full time job and go to school full time. I pay everything myself ( phone, school, credit cards, etc.) but no matter what I do my parents wont let me move out with my fiancee. To make things worse they barley let me go out unless someone picks me up. They are extremely old fashioned. And it can't be my fiancee either since they hate him because he has tattoos. The only reason why it's so hard for me just to leave is because my older sister ran away at the age of 17 and 2 years later came back pregnant so I seen everything that my parents went through. It was just very hard. But I'm getting to the point where I am very sick of everything, but I just don't know how to leave or even if I should. Please help. more

Open Question: Will a non personalized prepaid debit card, be acceptable for incidentals or will they accept cash?

I'm going to try and make this not to long. Wyndham hotel group had a promotion called best rate guaranteed or it's free. The promotion has ended but before it did I found some lower rates and got 2 free hotel rooms which are for tomorrow and the 4th of July. One is under my name, the other is under a friends. They require a valid credit card to hold the room which I used mine for both reservations. One reservation is under my friends name and I've found out he doesn't have a debit card to present at check in. Granted the rooms are free, but I feel they may still ask for a CC for incidentals. Does the CC have to have his name on it? Could I use my credit card to pay for incidentals even though the reservation is under his name? The room is an ocean front suite in ocean city md 500 a night so I know there going to try and get out of it on the day the free room is under his name. The thing is I have plenty money, so I could easily use my credit card i they allow it, or I can get a prepaid visa card with like 500 on it... or I can pay cash for indicentals... I would give them up to like 1k to shut them up as long as I get it back. Do you forsee me having any problems getting the free room under my friends name... given he has valid ID and I have the money to exercise whatever option they want. Like worst case they could say no you need a credit card with his name on it... couldn't I say listen I have my credit card with plenty of funds you can use or I can give you like 1k cash for security if it makes you feel better. It's a howard johnson if it matters. I feel since I got free rooms before their promotion ended on the 4th of july they may be bitter and try everything to get out of it. A hotel can't actually back out of a confirmed reservation because of the lack of a personalized credit card with somoenes name right? My friend would either present a visa prepaid card with ample money to cover the security or just offer a large some of cash to hold. Given I can make these options happen they should have no reason to turn down the free nights stay under his name right? The requirements for hojo just says we require a valid credit card to confirm your reservation. Says nothing further regarding incidentals or it being needed at check in. more

Open Question: Do you ever wonder about people who pay an .96 cent charge on a credit card?

not that it's bad but....well come on, raid the couch cushions! Hmm, debit would not be as bad since it comes from checking, I suppose I can look past that. more

Open Question: Why don't we apply the reasoning "If you have nothing to hide to our public servants"?

Here is a link to a vid discussing the possible surveillance that the White House might start doing http://www.youtube.com/watch?v=pBq8CGwDuxM&feature=channel You are likely going to be told that if you have nothing to hide then you have nothing to fear The UK is under a huge number of cc camera --- no doubt they were told nothing to hide = nothing to fear --------- OK Why should the riot squad be allowed to hide their faces like a bank robber --- are they ashamed of themselves ? If they are not planning on doing something wrong then why hide ? If they were not planning to do anything bad they would have no fear of showing their faces would they? The credit card expense sheets for members of the government --- Why not publish them in their entirety --- the secret services and other spooks can black out the address of the shop if they want -- but lets publish what they bought and for how much ....... Single members of government houses do not go shopping for the Armed forces on their credit cards .......... so there should be little bought by credit card that threatens national security The defense Minister is not in a line up somewhere waiting to slide his government credit card through the machine to order 10 thousand more machine guns --- and if he is that stupid I want to know about it If the government has nothing to fear they won't mind us taking a little look see would they ? .............. Or would they and if so --- what is it they don't want me to see? No no I don't want to know the location of the HMCS Ontario I want to know how 1 dinner cost 3,000 dollars for 2 people and how many holidays did you get this year? Why don't we apply the reasoning "If you have nothing to hide to our public servants" more

Open Question: How is it not Bush's fault?

It is Bush's fault, Bush didn't do enough to stop those on the left from continuing the policies that were put in place under clinton that forced lenders to approve sub prime loans to deadbeats who had no business having so much as a credit card with a $300 limit or face losing their FDIC insurance Sure obama worked with acorn in the late 90's protesting lenders in the Chicago area who were trying to find a way to avoid making bad investments by handing out home loans to people with horrible credit and low income but Bush should have done more to stop it So, since Bush didn't do more to stop the left from causing the destruction of the credit industry isn't he responsible for the outcome? Just because companies are laying people off because they know that the future will be worse doesn't mean their doing it because of obama's plan to make it impossible to run a profitable business with all the new taxes and cost they will face, Why don't those on the Right listen to what that 12 year old boy named rachel tells them to believe, he seems like a really nice kid? Also, why does the Right always point out that obama's plans have failed in the past? Don't they own a map? I mean just because high taxes and government control of health care and private business doesn't work in Canada, Europe, South America and Asia doesn't mean it won't work in the US, we are a totally different country and a different color on a map, what's not to get? if you are too lazy to read the question just put "2 points I am a lazy liberal" more

Open Question: Are there Canadian laws that can stop buisnesses from discriminating against students from a particular school?

My boyfriend is attending a school in Windsor to attain some summer school credits. The forementioned school has a bad name among local businesses (this is because it is the 'bad school' where other schools send all of their most delinquent and stupid students, aka a trade school). The Burger King, Canadian Tire, Dollarama, and several other businesses located in close proximity to the school do not allow students from the school to enter their establishments. I think this is blanket discrimination, and should not be allowed. Some kids are just at the school to learn and would like to grab a bite to eat during their lunch breaks. more

Open Question: Sticky situation, score dropped while searching for a house?

Hi all, I started looking to buy a house a couple of months ago. At that time I got pre-approved for the price range (130,000-140,000) and my credit score was 620. 2 months later I found the house I wanted to buy, put an offer in, however, when my credit report was pulled, my score was dropped down to 587. I quickly looked into what was going on, since I had paid all my bills on time and took care of every single payment. Turns out on my car loan, there was a mess up and I had accidently missed a payment 6 months ago, even though I kept making payments, they were being applied to the previous month, consistantly making my payments 30 days late. This was reported to the credit agencies and brought my score down. My loan specialist first said, I will not be able to qualify, however when I expalined to her what had happened with the car loan, and that the car loan company will rectify this, she thought I might have a good chance. I have been in a stable job for over 5 years and make 70K a year. I have paid all my bills on time and except for the car loan glitch I have been pretty credit savvy. Its been 3 weeks since I have applied and have heard nothing, no good news no bad... its killing me, how long should I wait? should I go thru another mortgage company? Thanks for the answers. You are right the broker is not communicating properly. Shes says someting today and something tomorrow, moreover I feel shes not on top of things. I did get a letter from the car loan company, saying they will fix the situation. I will waut a couple months to give them time to do it, if not I will dispute. Its just the timing is really really bad...:( more

Open Question: Can't opt out of credit card interest change?

Cardmember with Bank of America for 13 years, and they've decided now to change my interest rate from fixed to variable. Sure, the rate isn't bad, but if prime doubles then I'm at 15% and that sux. I know, I know, pay the balance off, but here's my real question: They are saying that I CANNOT opt out of this change, even if I close the account. I don't think that's legal but their answer is to sue them. Not negotiable, not changeable, not discussable - it's a companywide policy change and they do not have to give me an option to opt out. I think that if they have that wording in the fine print of the T&C I may be screwed - but does anyone have any experience to confirm or deny that they can in fact impose this type of change with no recourse to the cardholder other than to pay off the balance. (My balance is high, and I can pay it off, but would have to tap things I don't want to tap.) If I'm stuck then what I will do is pay down the balance as much as possible, hoping like heck that I can get it paid down by the time prime hits 10%. Any other advice, other than "you shouldn't be in this position", or "pay it off", or "serves you right". I know those already... more

Open Question: Are credit settlements bad?

I have a card that been in delinquency for about two years now. Which is now in a collection agency. Now I was offered a settlement from United recovery systems to pay half the amount that I owe. And, I was wondering what will happen if I paid the settlement. Will it effect my taxes next year, and what will happen to the rest of the amount. Will my account be cleared? Also what were your experiences with doing settlements? more

Open Question: Does it look bad on my credit if I pay on a credit card bill too fast, too soon, too much?

too much at one time? or all of the above? more

Open Question: Would you vote for me? What party am I?

I am a conservative on fiscal issues but on other issues I differ: 1. Taxes: The less the better on everything but we do need some sort of tax structure to pay for our government. I believe in one 'fair tax" system 2. Healthcare: I agree that something needs to be done about healthcare; it is out of control in this country. I do NOT believe the answer is socialized medicine. I would start by putting a cap/limitations on healthcare lawsuits and giving each family a tax credit (much bigger one than McCain talked about) for buying a policy. But then it would be MANDATORY that everyone buys their own policy no matter what (just like car insurance is mandatory) and you will get fined if you are not covered. I would deregulate the healthcare insurance system so that insurance companies would be more competitive in their pricing. I would also set up a scholarship/recruitment programs to encourage people to get degrees in medicine. We need more healthcare workers! 3. I am a Christian but would not force my ways down somebody's throat. It is irrelevant and against the constitution to do this. I do believe a high standard of morals no matter what religion you are. This is very important if you are in a leadership position. I would lead by example 4. Energy: I believe we need to tap into our natural resources, like natural gas and oil. Natural Gas is something I would target in a big way. Solar and Wind are okay but cannot be used everywhere in the country so more research on Nuclear would be my choice to make it safer to use. I would not pass a cap and trade to do this! I would come up with a tax credit system for businesses transitioning to "greener" methods of producing consumer products. I would map out a deadline date when all business would have to be "green" by or they would no longer get the tax credit and would have to shut down. Plain and simple. The cap and trade does not do enough to help with the environment. It just allows companies to keep producing carbon emissions by passing on the cost of their permits to the consumer OR move overseas and take jobs out of the USA. 5. Abortion: I do not believe in abortion unless extreme case such as rape or incest...or medical reasons for the mother's health. I understand that the government should not tell a woman what to do with her body..However, it is not the governments telling women to go out and have irresponsible sex. There are MANY methods of birth control now days. Abortion is murder, plain and simple. The government puts most murders in prison. 6. Gay Marriage- do not believe there is such a thing as gay marriage but would support some other form of "partnership" for gays so that they have equal rights. I do not believe it is my right to tell Gays how to live their lives but I also do not think they should try to force their lifestyle down my throat either. 7. Our huge deficit and weakened dollar: Something needs to be done about this serious issue that is growing worse daily. Even though I did not agree with McCain on a lot of things, I liked his idea of cutting government spending in half basically for several years so we could play "catch up". We also need to not have ANY pork spending. Sorry special interest groups, you need to raise your own money through non-profit. Something has to suffer when the deficit is this big, and creating tunnels for turtles/vs. preventing inflation or bankruptcy of our nation is really the priority right now. 8. Foreign Policy: I would not go around starting wars for no reason. Sorry Bush supporters. Iraq was not a very useful use of our tax dollars. I would spend lots of time visiting with all nation leaders. I would not ignore the UN (even thought they do seem useless at times). I would stand by our allies. I would stand very firm against countries that are unfriendly like N.Korea, Iran..etc. I WOULD support the military uprising in Honduras. No president should try what that guy did. Those are the countries, that if they DID provoke us through terrorism and/or an attack.... I would consider having a war..there would be a REASON. 9. Gun control- not sure how I feel about this one. I do believe we should have a right to bear arms and defend ourselves but I do think that there are too many gun related deaths in the USA. Would have to figure out how to regulate it. I just hate guns. I do not feel like it is "cool" to own one. I am sure I left something out. Like I said...I am conservative but I am not a "Gods and Guns" type conservative. What do you think? more

Open Question: can not pay a loan what will happen!? jail!? collections!? HELP?

ok so here is the story. my dad made twon loans one in speedy cash and the other one in cash advance america. ok. the fees are killing us! because of paying them (actully he has been paying the fees for like 3 month now!) 205$ is one fee and the other one is 152$ that is more than 300$. ok so tomorrow. he Must pay the fees (again) he gets his paycheck every 2 weeks. this is the first time he CAN'T pay his loans. like he always is able to pay. but work and no much hours is getting bad. so he is Not getting that much any more. ok, my questions are this: If he doesn't pay the 2 loans, will he go to jail? He just can't like we have a 400 dollar bill and..100 phone and 700 rent, food gas imagine. so ok. I know that when people are not able to pay the deposit the check to this bank account. and because he won't have any money in his account the check will bounce right? then what happens? will police come to the house and arrest him! omg I don't want that. I WILL pay is Not like he won't but not now. can they just report it in his credit and pay later like next year. when he receives this huge bonus from the company. Please help I am just worry. thank u so much. Only serious answers please! =D Best answer gets all the Points! is Not like my dad won't pay He will! but until next year when he receives this huge bonus from the company. only serious answers plz! not scam answers! =D THANKS we r very worry seriously STOP ANSWERING WITH SCAM WEBSITES PEOPLE! ONLY SERIOUS ANSWERS can they just wait until next year ( when he will actually be able to pay ) in collections more

Open Question: Is there anybody willing to help a person in need?

I am on the brink of a life disaster and need help before it's too late. I got scammed by a loan company for over $1000.00 and now i cannot recover. My truck is not registered or insured, my late mom's dog is in need of surgery, and i've had dental work needing to be done for years and i'm worried about a heart attack or other poison stemming from not getting it done. Bad roomates and identity theft has ruined my credit so i cannot get a loan. Never had a mom or dad or any family for that matter so no help there either. I am a normal guy who works full time but just cannot get out of this hole and about to give up soon...I live in Utah and am willing to repay or work off the debt either here or by relocating back home to Southern California. Any suggestions would be greatly appreciated... more

Resolved Question: me and my gf are moving in but i have bad credit....?

i am trying to figure out how i can still get into this apartment with her. it is a one bedroom apartment, and whoever lives there has to submit a 35 dollar application, one which will fail if i choose to submit. so does anyone know of a way to get in? i was thinking perhaps i could just have her fill out an application, and then i could jus tstay i stay the night there all the time, and i have my own place elsewhere.... is there a way to find out??? help! more

Open Question: How do i take off the site credits from a layout without messign the code up.?

I know it's a bad thing to do. But they're soo annoyingg. more

Open Question: Vegetarian dilemma............?

I know a teenager (14) who is a vegetarian because saw some films about what happens to meat and he also claims some Lush person has said only devolved people eat meat and all that hype and he reveres this person as sort of a god now. Then saw another film that not only detailed the horrors of meat but of supermarket produce as well. Clearly he is struggling within himself to understand how to morally deal with this and not starve and I admire that he is paying attention to the issue. But his solution now is he says he is not going to eat at all until things change. We all think it is just a phase but at the moment is has been almost three days and several arguments later and no one as seen him eat. I’d like to give him credit for his conviction while others are certain he must be eating an apple on the side or other things when no one is looking. The problem is what he is hearing is and seeing in these films is largely true (I don't no about this Lush person credibility). Our supermarket food (even organic Wholefoods stuff) is horrid but still you have to eat. So those around him do not know what to say. I personally am not a vegetarian because food is so bad across the board that to shout about what we do to meat and not go after large agri-business seems hypocritical when veggies are no better. I just try to buy local and to eat less meat on the whole. They say that pesticides and run off from these farms are in fact mutating fish so that the males are now producing eggs! They are even seeing mutations in human fetuses as a result of what we do to produce! So I don’t know what to say to get him to eat or comfort him is this area, especially one where he has such young undaunted passion. Any ideas or thoughts? more

Open Question: What will look worse on a credit report several delinquent payments on a credit card or a settlement on a card?

Open Question: Is the military right for me...if so, which branch?

FYI- I am planning to talk to each branch recruiter (Marines recruiter tom), but of course each of them will try to get me into their branch. But anyways, here is my info. I am 24 y.o. Female. 130 lbs. No kids. Not Married. 2 yrs Associates Degree in "Fashion Marketing and Management" (not going to help I'm sure). Dont want to go back to regular college. Can not swim. Not very book smart since I've been out of school for 6 yrs already. Scared as Sh* of understanding orders while being yelled at. Dont exercise. Bad credit. Considered lazy and irresponsible (big chance is true). Oh, and I dont have my driver's license yet. HOWEVER! I'm hungry to learn. Change my life for the better. I want to be disciplined. Hold my own. follow through. Help people. Challenge myself and prove myself I can reach my goals. Be proud of myself and make my family proud. Be physically and mentally strong. I want to do something that can help me inside and outside of the military. I want to get out of this everyday life routine. I really want to join. Any advice will be greatly appreciated. Thanks in advance guys! Thank you all so much for your positive advices/encouragements! I really need them at this time since I havent told my family nor my friends yet. When I think about how my life will/could change, I get teary eyes. I'm really excited/nervous and looking forward for this. =D more

Open Question: my dad can't pay a loan will he go to jail!!!??? omg noo plz help?

ok so here is the story. my dad made twon loans one in speedy cash and the other one in cash advance america. ok. the fees are killing us! because of paying them (actully he has been paying the fees for like 3 month now!) 205$ is one fee and the other one is 152$ that is more than 300$. ok so tomorrow. he Must pay the fees (again) he gets his paycheck every 2 weeks. this is the first time he CAN'T pay his loans. like he always is able to pay. but work and no much hours is getting bad. so he is Not getting that much any more. ok, my questions are this: If he doesn't pay the 2 loans, will he go to jail? He just can't like we have a 400 dollar bill and..100 phone and 700 rent, food gas imagine. so ok. I know that when people are not able to pay the deposit the check to this bank account. and because he won't have any money in his account the check will bounce right? then what happens? will police come to the house and arrest him! omg I don't want that. I WILL pay is Not like he won't but not now. can they just report it in his credit and pay later like next year. when he receives this huge bonus from the company. Please help I am just worry. thank u so much. Only serious answers please! =D Best answer gets all the Points! ok sued like what. he can pay until Next year only.. like the company will always gives him like a hge bonus! so he can pay from there. yeah is Not like he won't pay He will. but until Next year. can they just put the money in collections and just wait until he can pay. my dad will pay people. thank you all who are answering. best answer will take all the points. btw new mommy congratulations! more

Open Question: Plz Help! My Dad Will Have Problems!? For 2 LOANS!?

ok so here is the story. my dad made twon loans one in speedy cash and the other one in cash advance america. ok. the fees are killing us! because of paying them (actully he has been paying the fees for like 3 month now!) 205$ is one fee and the other one is 152$ that is more than 300$. ok so tomorrow. he Must pay the fees (again) he gets his paycheck every 2 weeks. this is the first time he CAN'T pay his loans. like he always is able to pay. but work and no much hours is getting bad. so he is Not getting that much any more. ok, my questions are this: If he doesn't pay the 2 loans, will he go to jail? He just can't like we have a 400 dollar bill and..100 phone and 700 rent, food gas imagine. so ok. I know that when people are not able to pay the deposit the check to this bank account. and because he won't have any money in his account the check will bounce right? then what happens? will police come to the house and arrest him! omg I don't want that. I WILL pay is Not like he won't but not now. can they just report it in his credit and pay later like next year. when he receives this huge bonus from the company. Please help I am just worry. thank u so much. Only serious answers please! =D Best answer gets all the Points! people you this I am stupid and I will do those referral things no way. why do you even bother in write it!. plz answer my questions. my dad know about it and he is very worry about that problem. as I said before will he go to jail? or will they take money from his paycheck ( they don't ask for it or have a pay stub just the bank account check ) or after the check bounce will they put the money in collections? like in his credit? and like he can pay later one some day right? ONLY SERIOUS ANSWERS PLZ!!! NO ADVERTISING! more

Open Question: I am moving and I wanted to?

know if anyone could tell me why electric is so high to start? When I called for service I was told it would cost $750.00 to start. I don't have bad credit or any judgments against me. Other people in this area told me it cost them around $100.00 to start with this same company. They are not giving any good explanations. more

Open Question: I am considering seperating from my husband? HELP!! I'm scared it may be over once we do that.?

Okay, my husband and I have been together(6 yrs) married(1.5) and we have a child(11 months). My husband and I cannot seem to get along or agree on anything. He is verbally abusive, lazy(filthy), bad with money, we argue of childcare, everything. I mean he throws in my face my personal credit card bills(that I pay ON TIME EVERY MONTH) They total $9000. And he has a credit card with a $10,000. His mother even canceled because he can never pay on time and she has A+ credit. But for some reason, the spot light is ALWAYS on me about mine. We never talk about his. We are constantly arguing over every little thing. He criticizes everything I do, the way I keep the house, the way I take care of our baby, me not paying off my credit card balances(I would if I could) and I'm sick of it. I have almost decided that I want to leave him with hopes that we will reconcile during the seperation. I want us to get back to appreciating the other person. I also would like him to see what I am fully capable of(he swears I would be able to do nothing alone). I briefly talked to a lawyer about this but have yet to meet with him. Basically I need opinions on the following things: 1. I'm wanting to go through with the seperation to HELP us, but I'm scared, "What if he doesn't want to get back together?' 2. If I do, should I go ahead with legal plans to file for custody and child support for the duration of the seperation? 3. And the bad things is I LOVE MY HUSBAND. Other than that, he is a good guy, but background causes him to believe women are to be under men. He cannot even help it, I don't think. His own mother had to tell him that helping 30 minutes with dishes would help me out so much. I make sure all his bills are paid on time and he meets deadlines because I LOVE HIM and want him to get things together. He does not see that, it takes from other things. I know what I do for him, but I don't know how valuable I am to him anymore. I just wonder if I did leave, would he really say to himself, Dang, I really need to get myself together and stop being so hard on her. I really could be nicer to her. I miss her and the baby. more

Open Question: Cyber Bullied a lot...(Please answer)?

I got cyber bullied and the damage that they caused can't be forgotten even though it disappeared and my stupid actions that ruined my user name reprutation: first time i got cyber bullied is some one stole my video and suddenly added me as a friend on you tube , i saw the video he stole and posted a comment telling him to delete that video and he didn't and then he changed the description of that video saying that I stole his video , i started complaining and commenting and all my friends did this but he remove the comments every time then he created another video Using Fire Fox and JavaScript to make me look as i commented on some unappropriated videos so it would look like in his video that i am commenting on a video that god a fat guy so it sounds like i commented on that video saying "I look like this guy"... etc and he also used javascript to make my self look like i sent him a message saying bad things like "i rape children , and i stole him video ... etc bad stuff" but i never did he just used javascript which only temporary only on his browser (not public) and recording it using hyper cam to make it look like that happened ... after wards after a month he delet ed his account , so I go on despite how much he ruined my you tube reprutation... Second time i got bullied was on you tube , some one named him self "[my you tube user name] cousin" and also stole lots of my videos , and also pretended that i stole his video... and he threatened to hack my account...I tried to ignore him and ignore the rumors then i go on. Third Time , Some one who is obv jelouas of the number of subscribers i have becuase i reached over 900! , here is his video: http://www.youtube.com/watch?v=0aPEJaBhB... He in his forums , told some one if he don't say that he is me , he would ban me ... I am not even that person i don't know why that person says he is me! and he also said that i subscribe to my self a lot on you tube.... i then tried to delete all my videos and deleted tottaly half of them , becuase i think people are ignoring me meaning they won't sub or add me as a friend then there is no point... Fourth Time Bullied : i joined a game , on the internet it had forums , some elites in this game bullied me and gave me the reprutation of being annoying and a spammer , i named my self HTML , and then one day I did 1 little gilch of an image , it was only 1 image in a game... i admitted doing this image i only did it so i can report that bug on the game forum so i logged out to report this bug in the game forum then come back and found that field spells are spammed all over that game server how ever i only posted one but some one repeated it and spammed it ... after wards i came to the forum i said some how for some reasons "i love abusing this gilch @_@" then i got banned for a week , during this week bullies spread rumors about me as a spammer and a bug abuser and a troll - now i think no one talks to me and every one thinks i am a troll also bullies always attack me and use that type of info , like they ask if i abused that bug i say no i ment to say some thing else , but they said how about when you said i love abusing this bug... and it comes really annoying after wards i created another account and told my friends about it , so my friends started calling me my old name "HTML" which said to be the bug abuser , and now every one knows i am HTML who is rumored to be a spammer , a troll and a bug abuser and no one talks to him and he is a troll ... and even bullies call me HTML to expose me every time... i gotted really annoyed by this my false reprutation ruined by my mistakes and bullies 1-) Bug abuser (I didn't , but i miss admitted it) 2-) Created lots of accounts and subscribe to him self on you tube ( i didn't) 3-) Steals videos (i don't) I think no one wants to subscribe to me on you tube or add me as a friend on you tube or even talk to me on that game.... i don't know what to do specially how i admit i feel dumb.. and please don't ask me to create a new name becuase I got things i left over by my credits on the forums and you tube... i feel like ignored and hated when i didn't deserve it... and known as an evil bad person and still trolls and bullies still bullying and trolling me... Every time I see some one on Chat i look and ask my self: 1-) Does the person know my previous user name? 2-) Does the person know that I am that HTML (my previous user nmae)? 3-) does he think i abused that bug? 4-) does he know I am the one who is on you tube that another person said that he creates too much accounts and subscribe to him self? 5-) would he ignore me and hate me? I always think of this all the time...I always worried about it and I FEEL HORRIBLY STUPID FOR ADMITTING DOING SOME THING I DIDN'T DO! I didn't do it I am stupid to do it its actually annoying me and still now i can't kill that mistake... and Slander attack me them selfs saying i was a troll and they saying that more

Open Question: I have the worst credit... in desperate need of help!!?

okay im 22 yrs old.. it all started 2 yrs ago. i lost my job until then i had good credit. once i lost my job my credit cards bills piled up, my bank cards got maxed and eventually i lost my car last yr. so now i have the worst credit in the world.. went from good to bad in 2 yrs. i wanna know ways on how to clean my credit up in the fastest ways possible. i started paying back the credit card companies since i have a better job now, they were in collection . I need a place to live and a new car so please let me know how long this mite take?? Im tryin to get my life back on track!!! :-( Im so scared and i really need help... thankssss more

Open Question: can i get a home mortgage with bad credit?

can i get a home mortgage with a 600 credit score more

Open Question: Please somebody, just read and give me your opinion?

About a year ago I moved out of my mom's house when I was 19. Here's why, she allows my 15 year old sister to do whatever the hell she wants and get away with murder. It drove me crazy. So I moved out. My mom stopped calling me. I stayed with my 46 year old boyfriend for a while but he was so controlling and a definite neat freak. I mean leave something out of place and an argument would break loose. On top of that as old as he is I still had to work like 60hrs a week ( the job itself was awesome though). But during that time we grew together we bought a car, move into a nice apartment, bought a plasma tv and lots of other furntiure. At 20, I got accepted into nursing school. My mom started calling me again. She convinced me to quit my awesome job and I moved back in. But the same damn situation is going on and now its even worse my sister's on the phone until 4am in the morning with her different men, and on top of that she allows her men in the house all times of the night or in the day if I go upstairs to take a nap, and she allows her female friends to come into our home when no ones home even after me and my mom have learned that her friend came into the house and stole my mom's greencard, Driver's license, credit cards (her whole wallet). She even called CPS on my mom! In brief, no matter what this girl does my mom easily lets her off the hook. Also, my mom refuses to let me spend the night with my boyfriend, so when I want to spend the night with him I just go without warning this is another thing that is ruining the relationship between us. So my question for you'll is: Should I just move back in with my boyfriend. Should I just bare the situation and stay with my mom. Or should I find a job and move out on my own Also, I am no longer in that nursing program between the stress of my sister and boyfriend I failed out, but I do plan to get back into another one. Maybe even the one I was in if the Dean gives me the OK with the appeals process. more

Open Question: where can i get a loan with bad credit score?

we are behind on our rent, a really need a car with ac, because we have a new baby and i cant even take her to her doc opts because it gets way to hot. just trying to get a small loan no more than 1000 bucks If anyone know of a good trustworthy place . i would be very thankful. more

Open Question: Serious credit question! I need know if this will help my credit?

Ok, I have like a 542 credit score.. I owed 39,000 but i disputed everything and got 12,000 deleted, so now i owe about 27 grand. Most of it is student loans tho. So if i could get a 5,000 dollar loan and pay off all the smaller junk on my credit report and make every payment on that loan on time... Would that help? I can afford to pay off the loan with payments but i can afford to pay each minimum payments on all my bad credit. Any info would help. THNX! more

Top Credit For People With Bad Credit Links

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