Welcome to Bad credit loans

The Auto Loan Approval Bad Credit Page

Latest Auto Loan Approval Bad Credit News

auto loan approval bad credit

To buy something as big as a house or a car, the last thing that one wants is to be taken advantage of. For those newly immigrated to America, this is even so, due to their language barrier. Which car to buy? You decide. Which dealer to visit? We try ...

Queensboro Toyota: A dealership that is Honest and Straightforward - The Epoch Times

A worse than expected employment report sent stock prices sharply lower Thursday. The Dow Jones industrial average fell 223.32 points to 8,280.74, its biggest decline since April 20. All 30 stocks in the index traded lower. The Nasdaq composite index ...

Stocks, commodities retreat after job losses top estimates - San Diego Daily Transcript

July 2 (Bloomberg) -- U.S. stocks fell, sending the Standard & Poor’s 500 Index to a third straight weekly drop, as a worse-than-projected decrease in jobs added to concern that rising unemployment will prolong the recession. Treasuries rose, while ...

U.S. Stocks, Commodities Retreat After Job Losses Top Estimates - Bloomberg

One group intends to develop a method for mass-producing scaffolds that will help stem cells form organs, bone and tissue. One group plans to integrate knowledge of how biological systems work, from the smallest molecular levels to organisms and ...

UW picks 5 research themes for institute - Milwaukee Journal Sentinel

The state Department of Health Services study found that 8,229 abortions were performed in Wisconsin last year, down from 8,267 in 2007. The number of Wisconsin abortions has now fallen for five straight years, since 10,557 abortions were reported in ...

Abortions hit record low in Wisconsin - Milwaukee Journal Sentinel

Resolved Question: PLEASE answer this!!!!?

I have bad credit, but found a dealership with a bank that approved me for an auto loan. I want to know if the approval for an auto loan itself actually affects a credit score? My fear is that it will hurt my credit more since I have more debt now, but then again it shows that I was approved so maybe not (?) I know after making payments it will either hurt or help my credit depending on if I'm on time, but I want to know if the approval itself will change my score. Just answer the question if you know the answer. I don't need little comments or opinions. I have decent enough credit to get approved for an auto loan, I just want to know if its going to affect my credit score or if my credit score is going to be the same until I have a credit history with them. Thanks more

Voting Question: Please answer this question about cars and credit?

Resolved Question: Question about credit?

Resolved Question: Have you been hurt by inaccurate credit bureau info?

Below is a copy of a letter sent to President Obama and each of my congressmen today. If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform Dear President Obama, I am writing to ask you to focus attention on one significant aspect of the credit crunch that has not received much press - the effect of inaccurate credit bureau information on the ability of consumers to obtain credit. Americans cannot obtain mortgages, credit cards, auto loans, or employment without a good credit score. However, the credit bureaus have too much control over our destiny and too little control exerted over their inaccurate reporting. Last week, I was delayed on my mortgage approval due to inaccurate credit report. I have been working several hours each month over the last two years to clear up problems. The result - I currently have 3 bills that I know I need to pay off. These are leftovers from a period when I got divorced, lost my job in the tech downturn, had my house and everything in it destroyed by fire, and was out of work for 3 years when my son was undergoing a medical crisis. During this time, I managed to survive without going on public assistance of any kind. My credit bureau currently shows 17 negative accounts - 14 inaccurate ones. These may be reported past the 7 year limit for negative information. One of the worst offenders is the US Department of Education. My loan has been rehabilitated for a year, with 20 payments made on time. However, they are still reporting me to TransUnion and to Equifax as being in collections. I have had 8 phone numbers with Verizon, all of which have had all bills paid off. 3 of the accounts are showing different amounts for Verizon. Comcast Cable has reported me to two different bureaus, for a total of 4 accounts, for an account which is also paid in full. Two of the collection accounts are for equipment returned at the time I moved from the house. Progressive Insurance is reporting through a collection agency that I owe $273 on an old bill. I paid this off, and my last two checks were returned to me by the agency as overpayments, yet I cannot remove them from my credit report. The FTC does not help. I have sent proof to the credit bureaus of payments; however, they will not accept the proof unless it comes from collection agencies that filed the report. The agencies are extorting additional payments from Americans in order to remove bills that have already been paid. American consumers need you to act quickly to offer them protection. I would be taking one house off of the market now, and trading in my car, if the government took action to protect my credit rating. Multiply this by the many thousands of citizens in similar circumstances, and you could stimulate the economy with very little money spent. more

Resolved Question: The best deal for Miracle loans?

I have searched all over the internet for the absolute best offer. So far the best I found was at http://moveto.ws/hd1m25mjm Anyone know of a better deal? I have searched: Miracle loans http://moveto.ws/hd1m25mjm borrow money borrowing money borrow money loan borrow money fast borrow money online borrow money from money to borrow need to borrow money borrow money today borrow money bad credit borrow money quick borrow money now banks borrow money borrow money tax family borrow money borrow some money business borrow money can borrow money borrow money against borrow money cheap where to borrow money how much money can i borrow borrow money as borrow money at borrow money at a borrow money com borrow money online com www borrow money www borrow money online borrow money directly from where can you borrow money borrow money interest microsoft borrow money borrow money do borrow money and don borrow money and i i borrow money www borrow money online com borrow money on line and borrow money companies borrow money bank borrow money borrow money from another borrow money from credit borrow money from a credit where can i borrow money lend and borrow money lend borrow money borrow money for free borrow money and pay back borrow any money borrow money by borrow money bad borrow money without a job borrow money without credit borrow money for a borrow money without collateral friend borrow money friends borrow money need to borrow money fast borrow all the money borrow its money borrow free money borrow money directly borrow the money borrowing money against life insurance borrow money from life insurance borrowing money against borrow money agreement borrow money even advisable to borrow money to take a cash borrow money for the borrow money from china to pay borrowing money from 401k borrow money contract advisable to borrow money to take a cash discount borrow money without credit check borrow money and not borrow loan shark money borrow money private loan money personal loans lending money borrow short term loan borrow loan loans short term loans bad credit loan personal loan bad credit loans unsecured loan unsecured loans secured loans unsecured personal loan online loans payday loans payday loan cash loans lending cash loan mortgage pay day loans debt fast cash loans money lenders borrow cash personal lending get a loan family loans secured loan quick loan bad credit borrow loans private personal loan loans for people with bad credit no credit check loans fast cash instant loans loans for bad credit bad credit unsecured loan unsecured bad credit loans small personal loans unsecured personal loans bad credit personal loan small personal loan unsecured personal loans bad credit personal bad credit loans unsecured personal loan bad credit personal loans for bad credit bad credit cash loans private loans personal military loans fast loans personal loans document secured personal loan money to lend how much can i borrow payday advance faxless payday loans personal business loans loan to family member payday loans online i need money pay day loan fast money cash advance debt consolidation personal financing money debt settlement poor credit personal loan quick cash loans cash money poor credit loans home improvement loan intra family loan private lending business loans loan family loan loan companies to lending bank loan borrowing circle lending p2p lending loan rates borrow debt bank loans borrow credit lenders lend money private loan agreement lender private lender loans to family mortgage loan home loans home loan bankruptcy loans mortgage companies personal loan bankruptcy debt free secured money bad debt loan loan to family online loan bankruptcy loan credit money unsecured money mortgages loans to family members lending money to family unsecured lending credit personal loan document quick cash homeowner loan credit loans quick bad credit loan bad credit loan companies bad credit payday loan bad credit loan secured bad credit home loan bad credit auto loan bad credit car loan bad credit loan lender loan for bad credit guaranteed bad credit loan instant bad credit loan fast bad credit loan short term bad credit loan personal loan with bad credit bad credit unsecured personal loan loan for people with bad credit personal loan for bad credit bad credit loan rates bad credit loan online bad credit loan approval bad credit loan lenders bad credit signature loan bad credit cash loan bad credit loan money easy bad credit loan bad credit loan mi more

Resolved Question: ADVANCED AUTO LENDING.COM ?

I'm out on the web looking at all of these auto car lending companies - offering approval on car loans - no credit, bad credit, bankruptcies etc...Is there a catch to these loans? Can anyone give me some advice? Thanks so much!! more

Resolved Question: Who's credit score do lenders use when considering an auto loan? Primary applicant, or primary and secondary?

I am in college with limited credit. About a year and a half ago I financed a new car, and am currently upside-down. My transportation needs have recently changed, and I need out from under it and into a different vehicle. I'm shopping used instead of new this time to avoid making my negative equity problem even worse in the future. My dad has a credit score of 800, and is signing as a primary applicant with me as a co-signer since credit is becoming harder and harder to get. Will my limited credit (score about 580) hurt the chances of approval since I'm upside-down on my trade, even though I'm not the primary applicant? I've maintained the car note by myself the entire time I've had it without a single late payment. I need to stay on the new note to maintain my line of credit. I know each state has different lending laws concerning this, and I'm not sure how it works in Texas. Thanks in advance, upsidedownintexas Yes, I understand what a co-signer does. He's the primary applicant though, because his credit is perfect. If I'm on the application as the primary applicant, the interest rate will be higher and with the current "credit crisis" I am more likely to get denied as #1 on the application. So I'm the secondary co-signer because I'm actually the one paying the note. If I default they'll come after both of us, I know. I've taken out auto loans before and understand how it works. My question is, with the application as it is, will they just take into account his credit score, or both? more

Resolved Question: Auto loan approval for someone with no Fico score?

I am 18 years old, working for roughly 2500 a month at my job for 2 years. I have an experian plus credit score of 693, but no FICO yet due to lack of history! I have 2 accounts in good standing though since 10/1/08. I however do need to get a car loan and I was looking at something under 12k with 3k down, I applied at capital one and was turned down. Is there any way I can get approved? I do not want a co signer at all because both my parents have bad credit and I dont think that would help lol, let me know what you all think is the best way to go about this! Thanks! more

Resolved Question: How would I be categorized politically? ?

I support unborn rights and would support a pro-life amendment to the constitution, with the only acceptation for the mother's life. I would abolish the department of education because it's a local and state level responsibility. I support the right to bear arms, concealed weapons licenses, hunting, stand your ground laws, etc. I support a 2 strikes and your out drunk driving law. I support a his body his choice law banning infant circumcision unless it is to treat a legitimate medical condition. I support the decriminalizing of marijuana because it is less harmful than alcohol. I think the drinking age should be 18 to match the age of adulthood. I think it is of the highest urgency to become and stay energy independent. I support nuclear power and increasing the number of nuclear power plants across America. I would push the auto makers to make electric cars available for drivers who want them. I would set and push for goals of energy independence, curing cancer, and paying down the nation debt. I oppose the endangered species act because it has failed to protect one species and has only given government control of people's land. I would raise the levels of fines on employers hiring illegal aliens. Homeland security should only be used as an anti-terror agency and criminal law enforcement should be handled by other agencies. I don't believe there is such thing as a gay marriage and think we should give them the same privileges that comes with marriage but call it something else. I think capitalism is the greatest antipoverty tool the world has ever seen and encourage the economy, not put outrageous taxes on it. I don't believe humans are warming up the Earth but I think we need to clean up some of the messes we are making such as air quality. I believe in a small federal government. I don't think the general public should even notice the federal government unless they visit their local military recruiter or post office. No more ethanol, it causes higher grocery bills and less MPG. I support Boone's plan. I support the rights of nudists to live their lifestyle on their privately owned property without the government telling them they must put clothes on. I am a Christian but don't think it's the government's job to push morality, I think morality must come from the people up. Not the government down. I support net neutrality, and oppose bandwidth caps. I would revert our copyright laws back to that of the Webster and Benjamin Franklin years: An item can be copyrighted for 14 years, renewable once, then falls into public domain. We allow men to go out in public shirtless. I support amending the law allowing both genders to do the same. One gender shirtless is discrimination. I support women's rights to breast feed in public. That is the function of the breast. I don't think anyone has ever been harmed for seeing a breast. I think smokers should be required to pay their own way when they get cancer and heart disease. Not get public money to fight a self imposed condition. I would allow people to own their social security accounts and allow them to invest in a Roth IRA within their social security account so the people may build a nest egg to retire on. Each person will own their account and congress may never dip into it. I would make it illegal for credit card companies to raise interest rates, at will, with no delinquent activity: banning universal default. Absolutely, no more national debt. No more borrowing. After a natural disaster, no funds should be given by the federal government to rebuild private property, only that which was owned by the public. Schools, highways, libraries, city halls, may be rebuilt by the taxpayer but not people's privately owned property. It's not our problem if they don't insure their property. I oppose bailouts of the private sector. If banks want to make bad loans to people who they know can't afford to pay them back, so be it. They will have to own their misbehavior. Not the taxpayer. I believe terminally ill patients should be allowed to take experimental drugs that have yet to receive FDA approval. Lets get rid of the IRS, replace tax system with flat tax or national sales tax. The IRS and current tax code only exists to control people. I oppose taxes on broadband internet access, sales tax on in items bought online, and regulation of online content. I don't believe our government is up to the task of providing national heath care and it's much better off left in the hands of the private sector. I think adults should legally be able to take steroids for body building if he is not competing in competitive sports. I think daylight savings time should be expanded to a year round project. I oppose the government regulating the content of literature, films, video games, etc. more

Resolved Question: How would I be categorized politically?

Resolved Question: I got email from U.S. Senator, what do you think?

Maybe you guys need to contact your U.S. Senator about the Bailout. Thank you for your letter expressing concern about Congress' consideration of a plan to meet our Nation's credit crisis with financial help from the Federal Government. This is a difficult situation for which there are no perfect solutions, and I would like to share my thoughts and concerns about this issue with you. On September 19, 2008, Secretary of the Treasury Henry M. Paulson, Jr. announced a legislative proposal to use $700 billion to purchase illiquid mortgage-related assets from ailing financial institutions. Secretary Paulson's three-page proposal was a non-starter, and without critical changes it has no chance of approval from Congress. This proposal would have given a blank check to an economic czar who would have been empowered to spend it without administrative oversight, legal requirements, or legislative review. Decisions made by the Treasury Secretary would be non-reviewable by any court, agency, or Congress. The proposal also lacked a requirement for regular reports to Congress on the status of the program. This was simply untenable. Since this announcement, my offices have received thousands of comments from Californians like you concerned about how this action will affect them. Yet, I believe prudent action must be taken. The bill should include the following principles: a phase-in of funding; oversight, accountability and transparency; a mechanism allowing the Secretary of the Treasury to modify mortgages to prevent additional foreclosures; and a precise cap on executive compensation. The current credit crisis affects all Americans. If action is not taken to stem the crisis, Americans risk losing their homes, jobs, personal savings, life insurance and more. Banks will cease to lend to businesses and homeowners, and credit will be increasingly difficult to come by for average Americans. I strongly believe that the consequences of failing to act now would be greater than not acting at all. Attached please find a statement I recently made on the floor of the Senate expressing my feelings on this issue. Please know that I will keep your thoughts in mind as this situation unfolds. Once again, thank you for writing. If you have any additional questions or concerns, please do not hesitate to contact my Washington, D.C. office at (202) 224-3841. Best regards. U.S. Senator Dianne Feinstein Floor Statement on the Economic Rescue Proposal September 26, 2008 "Mr. President, to date I have received from Californians more than 50,000 calls and letters, the great bulk of them in opposition to any form of meeting this crisis with financial help from the Federal Government. I wanted to come to the floor to very simply state how I see this and some of the principles that I hope will be forthcoming in this draft. Before I do so, I wish to pay particular commendation to Senator Dodd, Senator Schumer, Senator Bennett, and others who have been working so hard on this issue. I have tried to keep in touch -- I am not a negotiator; I am not on the committee -- but California is the biggest State, the largest economic engine, and people are really concerned. We face the most significant economic crisis in 75 years right now. Swift and comprehensive action is crucial to the overall health of our economy. None of us wants to be in this position, and there are no good options here. Nobody likes the idea of spending massive sums of Government money to rescue major corporations from their bad financial decisions. But no one also should be fooled into thinking this problem only belongs to the banks and that it is a good idea to let them fail. The pain felt by Wall Street one day is felt there, and then 2,3,4 weeks down the pike, it is felt on Main Street. The turbulence in our financial sector has already resulted in thousands of layoffs in the banking and finance sectors, and that number will skyrocket if there is a full collapse. The shock waves of failure will extend far beyond the banking and finance sectors. A shrinking pool of credit would affect the home loans, credit card limits, auto loans, and insurance policies of average Americans. I am receiving calls from people who tell me they want to buy a house, but they can't get the credit or the mortgage to do so. Why? Because that market of credit is drying up more rapidly one day after the other. It would have a major impact on State and local governments which would lose tens of millions of dollars, if not hundreds of millions of dollars. Hurricane Ike shut down refineries on the gulf coast 2 weeks ago, and now, today, people are waiting hours in lines for gasoline in the South. Similarly, the collapse of the financial sector would have severe consequences for Americans all across the economic spectrum: for the person who owns the grocery sto more

Resolved Question: Waiting for final auto approval...normal?

Helping a friend buy a car and he is running into a situation I can't help with so thought I would ask here to see if others have had same issue. First, he has bad credit. Found dealer in our area and he worked out a deal with them for new car almost 2 weeks ago. He signs paperwork, puts down decent down payment and even agrees to the added on warranty package. He brought in one form of income verification and dropped off second day after picking up the car. Finance manager and salesperson tell us the deal is done and he has been approved. However, they are keeping paperwork including title and giving him dealer plates until the bank (Chase) does final checking of loan - they claim similar to underwriting process for home. Also told him he would get a phone call in a couple of days from lender to confirm information and verify his contact info. So, he drives off the lot with his new car, only some of the documents he signed and dealer plates. Almost 2 weeks later, no phone call and dealer keeps telling him everything is fine they are just waiting for the bank to fund. Others are telling him that bank actually turned down the loan and they are looking for another one but dealer says that is not the case. Should mention dealer has very good reputation in the area (I htink!) Anyone else have this situation? Thanks Thanks gotwheels.. - that is what I think too. He keeps calling the sales rep who keeps saying everything is fine (things just a little slow) but obviously it is not. He is going to owe insurance on new car next week (grace period is up) and I have suggested he talk to the bank directly before that but all I can do is suggest... Thanks again! BTW - there was no trade-in Thanks everyone... He actually got the call from the bank this afternoon. Everything is fine and payment book is in the mail.... Guess I should have listened/believed the dealer... more

Resolved Question: Bad Credit Auto Loan? What do you recommend?

Does anyone have a recommendation for a bad credit auto loan? We will need to roll over some negative equity into the loan as well at the dealership. Who has the most approvals? When I search online, there is just so many that come up, and I don't want to fill out information for all of them just to have tons of phone calls from people that say no... Anyone have an experience with one that worked for you? I already have a high rate, 17%. How much worse could it get? I need to get rid of this truck, I can't afford the gas in it! more

Resolved Question: auto loan help?

what auto loan or personal loan lenders looks over bad or fair credit and also do they guarantee that they will also approve u. also is the bad credit approval guaranteed at them auto sales dealers a sham or do they really approve people with bad or fair credit and they still gets financed at these used car dealerships. more

Resolved Question: Anyone know of good, sub-prime online auto finance lenders?

I have a small dealership, 10-12 cars. I do not want to deal with the hassle of going through in-house financing. I know there are many sites that advertise auto loans, but the majority of them just refer people to a dealer who buys the leads. What I need are sources to refer my customers to obtain their own financing. Most of them have marginal to bad credit. What would be ideal is a site where I can sit the customer down, have them put in their information, and get a decision quickly, and a check sent to either me or the customer. Does anyone know of any sub-prime lenders who give online approvals? more