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Qualcomm Incorporated (Nasdaq: QCOM), a leading developer and innovator of advanced wireless technologies, products and services, today updated its financial guidance for the third fiscal quarter ending June 28, 2009. The following statements are ...

QUALCOMM RAISES FINANCIAL GUIDANCE FOR Q3 OF 2009 - TradingMarkets.com

Cashflow is the lifeblood of any business, but achieving stability can be a challenge in the face of endemic late payment, or worse, customer insolvency. However, there is a solution to this age-old problem in the form of invoice finance. BRIGHTON ...

Invoices Are The Key To Financial Success - 24-7PressRelease.com

SAN DIEGO, June 11 /PRNewswire-FirstCall/ -- Qualcomm Incorporated (NASDAQ: QCOM) , a leading developer and innovator of advanced wireless technologies, products and services, today updated its financial guidance for the third fiscal quarter ending ...

Qualcomm Raises Financial Guidance for the Third Fiscal Quarter of ... - PR Newswire

A specter is haunting the world—the return of capitalism. Over the past six months, politicians, businessmen and pundits have been convinced that we are in the midst of a crisis of capitalism that will require a massive transformation and years of ...

The Capitalist Manifesto: Greed Is Good - Newsweek

Outsourced accounting services company, OSI Business Services, announces it is attending the Scaling New Heights Intuit conference. The conference will give the virtual accounting department new information regarding QuickBooks. POMPTON PLAINS, NJ ...

Leading Virtual Accounting Department Provider, OSI, Attends Scaling ... - dBusinessNews.com

TomoTherapy Incorporated (NASDAQ: TOMO) , producer of the TomoTherapy HiArt treatment system for advanced radiation therapy in cancer care, announced today that Thomas E. Powell will become its chief financial officer and treasurer, effective June 22 ...

TomoTherapy Names Thomas E. Powell Chief Financial Officer - Consumer Electronics Net

Julie served as a Cabinet Minister in the Coalition Government as Minister for Education, Science and Training and as the Minister Assisting the Prime Minister for Women's Issues. Prior to this, she was Minister for Ageing. Julie was elected to the ...

2009 AFL Women's National Championships Patron - Australian Football League

Qualcomm on June 11 increased financial guidance for the quarter ending June 28, citing increased demand for its mobile chipsets, but cautioned that the financial crisis was still hurting the value of its investments. The chipmaker boosted guidance ...

Qualcomm Raises Guidance - San Diego Business Journal

AT&T reaffirmed its financial guidance for 2009 that targets wireless service OIBDA (operating income before depreciation and amortization) margins in the low 40% range. AT&T's cost of customer acquisition for iPhone 3G S and the newly priced iPhone ...

AT&T Reaffirms Wireless Financial Guidance for 2009 - PR Newswire

Advanced Cancer Therapeutics CEO Randall Riggs pushes for progress Lexicon advances on IBS drug candidate Mission Bay residential boom makes itself at home Monsanto forms Biotech Advisory Council Insurers remedy high costs with preventive measures ...

Resolved Question: Is there a service that can help people with there finances that aren't wealthy?

My fiance and I make a decent living but we can’t seem to stay out of financial trouble. Our monthly take home income is $4000 between the two of us and it never seems to be enough. Our monthly bills are estimated at $2500: •Rent- $915 •Car Payment- $550 •Child Care- $240 •Electric- $200 •Water- $75 •Phone/Cable/Internet- $150 •Cell Phones- $130 •Credit Cards- $240 We had to take out an advance from our bank that is paid for, with interest, when our direct deposit posts to the account. So on average, we pay an extra $50 for the finance/interest charge. That is every week, because my fiance is paid weekly and then twice monthly, when I am paid. We have cut back our miscellaneous spending (eating out, buying unnecessary items, getting our daughter things whenever she wants them, etc.) but we always seem to be behind. We constantly have to borrow money from family and even accepted a loan from his brother but we are always behind. Are there any companies or websites that could help us get on track? I am not looking for ways to make more money, which is always nice, but I need to know if there are services or any ideas for help. more

Resolved Question: HAHAHA have you ever gotten mail like this! SCAM?

FROM MR.CHRISTOPHER SESE. INTERNATIONAL COMMERCIAL BANK BRANCH MANAGER KUMASI-GHANA. Dear Friend, My name is Mr.Christopher Sese, I am the Branch Manager of International Commercial Bank Kumasi branch Ghana. I write you this proposal in good faith; I lost my wife two month ago,God blessed me with two lovely children. I am a man of peace, and have sincere respect for human feelings and opinions. I have packaged a financial transaction that will benefit you and I. As the Branch Manager of I.C.B,Kumasi branch Ghana, it is my duty to send in a financial report to my head office in the capital city, Accra at the end of each business year. On the course of July, 2008 business report,I discovered that the branch in which I am the Manager made ($5,750,000.00) which my head office is not aware of and will never be aware of. I have placed this funds on what we call Escrow call account with no beneficiary. As an officer of this bank I cannot be directly connected to this money,so my aim of contacting you is to assist me receive this money in your bank account and get 40% of the total funds as commission. It will be simply a bank-to-bank transfer, and all I need from you is to stand claim as the original depositor of these funds who made the deposit with my branch so that my head office can order the transfer to your designated bank account under few working days. If you accept to work with me I will appreciate it very much as you are the first and the only person I am contacting for this transaction. send me an email as soon as you receive this message if you agree to work with me so that we can move over to the details. Thank you in advance and may God bless you and your family Sincerely, Mr.Christopher Sese This is pretty funny. more

Voting Question: Will a judgment against an LLC affect corp officer’s credit? Available legal options?

Briefly, I’m suing my homebuilder for breach of contract on a new construction home. He refused to honor my state’s minimum warranty for workmanship and I had to pay 3rd party contractors to complete warranty items. He & his wife are sole employees/officers; I consider them dishonest. He is the Registered Agent and is named in the lawsuit. Let’s assume for my questions below that I get a judgment against the LLC, reimbursing me for my out of pocket repair & court costs. Questions: - I understand a person’s credit gets hit hard if they get a judgment against them. If I am successful in getting a small claims court judgment against an LLC, will any of the officers get their CREDIT dinged for it? - What negative affects (if any) does an officer of an LLC experience if they are named in a suit and lose? (Again, wife & husband only employees/officers.) - Does the corporate credit/name get impacted (via their tax ID)? - What are some of the legal tools available to me assuming I win? For instance, I think I can get a writ that would allow me to pull $$ out of his business account if he refuses to pay. I know I could garnish his wages (if he pulled a salary which I doubt he’s doing in today’s economy). I think I can force the sale of some corporate assets, but I’m not sure. That’s what I’m looking for. Advice? - Isn’t there some sort of court ordered discovery process that’s available to me to check his financials? +++++++++++ One last thing. What if one of the officers retaliates and slanders me to my employer in retaliation for the lawsuit? Basically, he was served last week and since left me a voicemail saying if I don’t drop the case, he’ll tell my employer that I illegally obtained some personal documents of his from the mortgage transaction. (I work in the mortgage industry but the allegation is 100% untrue.) Would the courts look at the timing of his allegation and inclusion of my employer as an act of intimidation? Or slander? Or is that too hard to prove these because you can’t get in his mind of whether he thought it was true or not (despite that he’s spreading false claims to my employer). Do I save this for civil court after small claims? Do I ignore the intimidation and only respond if he actually contacts my employer? If I end up suing him for slander, can I sue the individual instead of the LLC since I assume he’d be acting outside the capacity of a corporate officer? I know he has assets and I’d love to slap a lien on his home. Thanks in advance… Dallas-Ft Worth Tarrant County, TX Went through TRCC SIRP – many confirmed warranty defects that he refused to repair. Even ombudsman said he was difficult and uncooperative http://www.trcc.state.tx.us/Who_We_Are/default.asp For clarification on who I sued, it was: Acme Builder, LLC by serving Jane Doe, Registered Agent Is this considered naming him in the lawsuit? I want the judgment against him mostly. more

Resolved Question: How do you calculate a depreciation expense for a straight line method/reducing-method?

On 1 Nov. 19/X4, M.Johnson purchased machinery for $64,000 cash. Installation costs of $ 6,000 were incurred.Estimated useful life of the machinery is 4 years and residual value is 8,000. Calculate depreciation expense for the reporting periods ending 30 June 19X5 and 30 June 19X6 using the: a) straight line method, 25% b) reducing-balance method, 37.5%. I am currently doing a small course in accounts clerical and in one of my module( prepare financial reports) i have to do this question.Can someone plz help me figure this question out, my book shows how to work the straight line but it doesn't show an example of how to work the 25%, I would like to know step by step how it is done. Plz help me Thank you in advance more

Voting Question: Getting a Master's degree in Finance?

How do i go about getting a master degree in Finance and what jobs can i get with this degree? also How do you go about applying for financial aid in the state of NY? I just had a baby so I'm looking for a job from 9-5 no late hours. I have a BA in Public accounting but it does not pay much so I'm looking to higher my education. Thanks in advance!! more

Resolved Question: Probability question for Statisticians?

I shall be grateful if you could advice how to answer the following question, by giving a step by step breakdown of the solution: A lawyer has been found guilty of financial irregularities in 5 out of 50 accounts he assesses. An auditor randomly samples 120 accounts. What is the probability that the auditor checks : 1. None of the irrgaulrar accounts. 2. Two or more of the accounts are irregular. Thanks in advance for your response more

Voting Question: MBA-1st sem, SMU, Financial accounting paper?

Please can any one solve this assignment. 1. From the following details, prepare the balance sheet of the firm concerned. Stock velocity6 Capital turnover ratio2 Fixed asset turnover ratio4 Gross profit20% Debt collection period2 months Creditors payment period73 days The gross profit was Rs.60000. Closing stock was Rs.5000 in excess of the opening stock. 2. Write short notes with suitable examples on: A. Principles of Income Recognition B. Principles of Full Disclosure 3 The following data have been extracted from the books of M/s Moonshine Industries for the calendar year 2006. Rs Rs. Opening stock of raw materials25,000Purchase of raw materials85,000 Closing stock of raw materials40,000Carriage inwards 5,000 Wages-Direct 75000 Indirect 1000085,000Other direct charges 15,000 Rent and rates (Factory) 5,000Rent and rates (office) 500 Indirect consumption materials 500Depreciation- Plant 1,500 Depreciation-office furniture 100Salary-office 2,500 Salary- salesman 2,000Other factory expenses 5,700 Other office expenses 900MD’s remuneration 12,000 Travelling expenses of salesmen 1,100Other selling expenses 1,000 Sales250000Advance Income tax paid 15,000 Advertisement 2,000 MD’s remuneration is to be allocated as Rs.4000 to the factory, Rs.2,000to the office and Rs.6,000 to the selling departments. From the above information, prepare a) Prime cost b) Works cost c) cost of production d) cost of sales and e) Net profit. 4. Describe the advantages and limitations of budgetary control. 5. A) A factory is manufacturing sewing machines. The variable cost of each machine is Rs.200 and each machine is sold for Rs.250. Fixed costs are Rs.12000. Calculate the BEP for output. B) Calculate breakeven point and margin of safety. Fixed cost Rs.1,60,000. Variable cost per unit Rs.2 and Selling price per unit Rs.18. Also compute the margin of safety if the company is earning a profit of Rs.36,000. C) Calculate the break-even point and turnover required to earn a profit of Rs.3,600. Fixed overheads Rs.1,80,000. Variable cost per unit Rs. Selling price Rs.20. If the company is earning a profit of Rs.36,000, express the margin of safety available to it. 6. From the following particulars compute: (a) materials cost variance (b) materials price variance, and (c) materials usage variance. Quantity of materials purchased 3000 units Value of material purchased Rs. 9,000 Standard quantity of materials required Per tonne of output 30 units Standard rate of materials Rs. 2.50 per unit Opening stock of materials Nil Closing stock of materials 500 unit Output during the period 80 tonnes Please do it ASAP...as i have to submit it before 31st May'09 more

Resolved Question: Go back to study or continue job hunt?

Hi everyone. I am a recent graduate with an undergraduate degree in economics (2:1 achieved) as well as a masters degree in finance. My original intention was to enter the financial industry but this has proved difficult given the current downturn in the sector and I have been unemployed for 8 months since I graduated. I have made a good number of applications but have had absolutely no interviews at all. I have already branched out to find jobs related to accounting (including auditing) and am also taking a diploma course in accountancy to bring myself up to speed with things. I now have an opportunity to study a law degree aimed at graduates of non-law disciplines. My main motivation for studying this course is that I believe it will complement my other skills. I am not intending to enter the law profession in any way at this moment in time. However, this course lasts for 2 years and is not cheap either. Since I have no relevant experience at all (only short summer jobs), I am worried that the course will not increase my prospects at all simply due to my lack of experience which I believe is also my current issue at the moment. My question is whether to go for this course or to continue looking for a relevant job to make up for my lack of experience. Note that I have been looking for 8 months already. I totally understand that job experience in other sectors also provide valuable transferable skills but it may reduce my flexibility in the future to go back into finance. I am quite lost at the moment and your advice would be very much appreciated. Many thanks in advance ! P.S. Apologies for the long read more

Resolved Question: Can you read this and give me some constructive criticism on it?

Changes for Form 1023, Application for Recognition of Exemption Under Section 501(c)(3) of the Internal Revenue Code Part IX. Financial Data Changes to Parts IX and X are necessary to comply with new regulations that eliminated the advance ruling process. Until Form 1023 is revised to reflect this change, please follow the directions on this notice when completing Part IX and Part X of Form 1023. For more information about the elimination of the advance ruling process, visit us at www.irs.gov and click on CHARITIES & NON-PROFITS. 1. If in existence less than 5 years, complete the statement for each year in existence and provide projections of your likely revenues and expenses based on a reasonable and good faith estimate of your future finances for a total of: Do not complete line 6a on page 11 of Form 1023, and do not sign the form under the heading “Consent Fixing Period of Limitations Upon Assessment of Tax Under Section 4940 of the Internal Revenue Code.” Only complete line 6b and line 7 on page 11 of Form 1023, if in existence 5 or more tax years. The instructions at the top of Part IX on page 9 of Form 1023 are now as follows. For purposes of this schedule, years in existence refer to completed tax years. a. Three years of financial information if you have not completed one tax year, or b. Four years of financial information if you have completed one tax year. Part X. Public Charity Status 2. If in existence 5 or more years, complete the schedule for the most recent 5 tax years. You will need to provide a separate statement that includes information about the most recent 5 tax years because the data table in Part IX, has not been updated to provide for a 5th year. Change of Mailing Address The mailing address shown on Form 1023 Checklist, page 28, the first address under the last checkbox; and in the Instructions for Form 1023, page 4 under Where to File, has been changed to: Internal Revenue Service P.O. Box 12192 Covington, KY 41012-0192 ● Mailing address ● Parts IX and X Changes for Parts IX and X Application for Recognition of Exemption Under Section 501(c)(3) of the Internal Revenue Code OMB No. 1545-0056 Form 1023 Note: If exempt status is approved, this application will be open for public inspection. (Rev. June 2006) Department of the Treasury Internal Revenue Service Identification of Applicant 1 Full name of organization (exactly as it appears in your organizing document) 2 c/o Name (if applicable) For Paperwork Reduction Act Notice, see page 24 of the instructions. Part I Cat. No. 17133K Form 1023 (Rev. 6-2006) Use the instructions to complete this application and for a definition of all bold items. For additional help, call IRS Exempt Organizations Customer Account Services toll-free at 1-877-829-5500. Visit our website at www.irs.gov for forms and publications. If the required information and documents are not submitted with payment of the appropriate user fee, the application may be returned to you. 3 Mailing address (Number and street) (see instructions) 4 Employer Identification Number (EIN) City or town, state or country, and ZIP + 4 5 Month the annual accounting period ends (01 – 12) Room/Suite 6 Primary contact (officer, director, trustee, or authorized representative) Are you represented by an authorized representative, such as an attorney or accountant? If “Yes,” provide the authorized representative’s name, and the name and address of the authorized representative’s firm. Include a completed Form 2848, Power of Attorney and Declaration of Representative, with your application if you would like us to communicate with your representative. 7 Was a person who is not one of your officers, directors, trustees, employees, or an authorized representative listed in line 7, paid, or promised payment, to help plan, manage, or advise you about the structure or activities of your organization, or about your financial or tax matters? If “Yes,” provide the person’s name, the name and address of the person’s firm, the amounts paid or promised to be paid, and describe that person’s role. 8 9a Organization’s website: a Name: b Phone: c Fax: (optional) Yes No Yes No Certain organizations are not required to file an information return (Form 990 or Form 990-EZ). If you are granted tax-exemption, are you claiming to be excused from filing Form 990 or Form 990-EZ? If “Yes,” explain. See the instructions for a description of organizations not required to file Form 990 or Form 990-EZ. Yes No 11 Date incorporated if a corporation, or formed, if other than a corporation. (MM/DD/YYYY) Were you formed under the laws of a foreign country? If “Yes,” state the country. 12 Yes No / / 10 b Organization’s email: (optional) Attach additional sheets to this application if you need more space to answer fully. Put your name and EIN on each sheet and identify each answer by Part and line number. Complete Parts I - XI of Form Don't steal it, Catz!! more

Resolved Question: hey someone please answer this i dont care if you guess.. .just answer if you are like in 10th grade or higher?

. What does leasing a car involve? (Points: 2) Purchasing a car from a car dealer rather than from the previous owner Using a loan to buy the right to use a car only on specific days of the week Paying off the car loan over a period of time that's longer than the car is owned Renting the car for a specific period of time and paying for its depreciation 2. When can a bank repossess someone's car? (Points: 2) When the owner buys a used car When the owner gets into an accident When the owner cancels the insurance When the owner defaults on the loan payments 3. Which of these makes a student loan different from other types of loans? (Points: 2) Students don't have to provide any collateral to get a student loan. Student loans are sponsored and guaranteed by the government. The principal on a student loan is paid off before the interest is applied. The payments on a student loan can't be shown on an amortization table. 4. Which of these describes how a five/one ARM mortgage works? (Points: 2) The monthly payment is one-fifth of the total purchase price of the house. The interest rate is fixed for five years and then changes every year afterward. The interest rate charged on the mortgage is five times the normal interest rate. The annual fees on the mortgage are only charged during the first five years of the loan. 5. What is one of the advantages of getting a government-sponsored mortgage instead of a conventional mortgage? (Points: 2) Government mortgages are easier to get approved than conventional mortgages. Government mortgages allow home buyers to spend more money on their house. Government mortgages charge lower interest rates than conventional mortgages. Government mortgages prevent the government from taking the property for public use. 6. What is one advantage of using a credit card to make purchases? (Points: 2) You earn interest on your purchases. You can buy something now and pay for it later. You automatically improve your credit history. You get instant access to your checking account. 7. Match each of the fees below with the situations where a credit card customer would get charged. (Points: 2) Matching: Answer Potential Matches: : Annual fee 1: The credit card company requires a yearly payment for the right to use the card. 2: You use a new credit card to pay off the $1,000 balance on another credit card. 3: You pay your minimum payment one week after the due date. 4: You withdraw $500 from an ATM using your credit card. : Balance transfer fee : Cash advance fee : Late payment fee 8. Why is it important for people to maintain a good credit history? (Points: 2) So that the IRS won't investigate them for tax fraud So that it's easier to list the expenses on their personal budget So that they know all of the fees associated with their credit cards So that they have an easier time getting loans and credit cards 9. Which of these credit card features would be best for customers who think they might not be able to pay their balance at the end of each month? (Points: 2) No fees for cash advances A high balance transfer limit A low annual percentage rate An annual fee that can be waived 10. Match each of the credit card terms with its definition. (Points: 2) Matching: Answer Potential Matches: : Annual percentage rate 1: Number of days to run a balance before fees or interest are charged. 2: A listing of a person's financial information and history 3: A credit card with money in a savings account to act as collateral. 4: The amount of interest paid on unpaid balances. : Grace period : Secured card : Credit report more

Resolved Question: How to calculate Income tax on share profit?

Hi! I want to start demat account. I want to know 1.How income tax structure will get modified if i earn some profit from share investment? 2.Does it make any difference if i start the account from my brother name? (He is house wife only) 3.What would be my new salary structure in this case? 4.Do i need to show any document / file at end of financial year to save income tax? Hoping for your quick reply. Thanks in advance. (He is house wife only) Read as (She is house wife. Do not have any income.) *brother = Wife more

Resolved Question: Am i going crazy? (equifax default)?

I had some financial problems in 2005 when my employer got taken over and i got sent to work in a different location in June of that year. I ended up quitting by December with some personal debts outstanding. Instead of getting another job I went to university for 3 years because I wanted to get into a better career where I was less disposable. Anyway, the debts soon became defaults and I checked Experian now and then to monitor it - nothing much changed over the 3 years apart from creditors selling the debts to one another. The defaults were 2 credit cards and a small loan, which I planned to pay off when I graduated. I just looked at my Equifax report to see if there was anything else I am going to have to pay, and it has a fourth Default recorded by Orange for £260. The thing is, I have been an orange pay as you go user for a long time, but I have never had a contract phone or used orange internet so I have no idea why I owe them money. The weird thing is that the account history says the account opened in June 2005 (when I moved jobs, out of parents house to a rented a flat) and it says I stopped paying in Jan 2006 (when I quit my job and stopped paying creditors). Is this a coincidence or am I going crazy? The flat I lived in did not even have a phone line or internet socket, and I am absolutely certain that I have never had a contract phone. Could anyone suggest what I could have purchased from Orange which is not a phone or internet? How can I contact them and how can I get this off my file? Should I ask for a copy of credit agreement or something? Many thanks in advance The mistaken identity thing... i have got a rare first name and a very rare surname. There is only one person with my name! They have listed my date of birth as well. more

Resolved Question: Financial Math problem?

Okay... I would like to take R1500 each month for 20 years (240 months) and save it for 4.5% interest a year... How much money will I have after 20 years How do you work it out... because after each month the interest are calculated on the total money and interest in the account. No silly answers please I really need it!! We work in Rand (R) in South Africa Thanx in advance. more

Resolved Question: Accounting test AQE Need Help!!!?

I have to take the "Accounting Qualification Exam" for Northern Illinois University, its a multiple choice test with basic questions covering managerial and financial accounting. I am just trying to find out if anyone out there has taken is and maybe get a little insight into what i can expect. Also, I have a few text books so I plan to review, but if anyone knows a good tool online that I can use to learn from, I would appreciate it. Thanks in advance. no thats not the same, and he you taken any time to read even the first hit of the link of the search you decided to copy/paste you would (hopefully) have realized that it had nothing to do with my question, and was consequently, a huge waste of time. more

Voting Question: Does it look bad to ask your boss for a paycheck advance/short term loan?

I'm a 29 year old responsible female in a financial strap. I don't get paid until the 15th and, unfortunately, I screwed up my checkbook and made a wrong calculation which overdrew my bank account. I work in a very professional environment and I have a very good repor with my boss. I've never asked ANYONE for money until now. My parents are out of state on vacation and my younger brother doesn't have any extra cash for me to borrow. I don't have anyone to ask and I am stressing out. Does it make me look bad to ask my boss for a small loan (just so I can gas up my car to work next week - food isn't a big deal).??? I don't know what else to do and I literally feel like I'm going to throw up from the stress I'm feeling. I'm humiliated mostly because he's a Financial Advisor and now he'll know I'm bad with my own finances. more

Voting Question: Does it look bad asking your boss for a paycheck advance/loan?

Resolved Question: Can i have 2 PayPal Accounts?

ok here is a real quick description of my situation, i have a paypal account, it was limited because i was under 18 but all the bank information was my mothers and she is well over 18, i called paypal and i told them Im under 18 but the Financial information is someone who is over 18 like that, and they told me some dumb shit like (oh well we dont go by bank, and SSN, we go by names??) bullshit man so i wanna make another account for my ebay business, so can i do it? i herd you can have one personal account and one Premier account is this true? i want to make another account that is not limited thx in advance all!. more

Resolved Question: Any advise on a future career in business?

Hi. I am 15. I am currently in grade 10, and for grade 11 i chose math , physics and biology as my top priority. I don't know what i want to become in future but i am sort of looking in the business world, so i am asking you guys, if you know any business jobs, such as Accounting, Financial assistant and all that, which have a GOOD salary, i am looking around $5000 dollars a month starting. (And increase as you get more experience) So please tell me a good job, which is in Business and recommend any courses that are necessary that particular position. I greatly appreciate your answers. THANK YOU IN ADVANCE. more

Resolved Question: military pay question?

My Husband has been going threw inprocessing in fort sill, ok... wtc officially starts this Thursday. On last Thursday he did all of the financial paper work so that his paycheck will be direct deposited into his bank account. According to the recruiter that got my husband into the army told us that the first paycheck taking up to six weeks to be deposited into the account was only a myth. We have been told two different things, some say that because all the financial paper work has been done that he will see his first paycheck on the 15th of this month, then others say that we wont see it til the 1st of next month. Now considering that today is may 4th and all the financial paperwork has been completed a few days ago, what are the chances that he will see his first paycheck on the 15th of this month? Serious answers only please and if possible please tell me about how long it took you to get your first paycheck while in wtc or bct if possible... thank you in advance... WTC is warrior transition course, it is where prior service goes instead of bct more

Resolved Question: Can my company clean out my bank account and even send it into a negative balance?

I'm working for a company and my employment with them is about to end on May 2nd, and then I'll be getting my final pay on the following Friday. Bad financial times lately have brought out bad things in both people and companies, and I suspect that they are going to find ways to hit me with different charges because of sour grapes that I am leaving them. I'm in a job where they have been providing my apartment and utilities and other things. I suspect they are going to try to hit me with around 5K in various charges. I don't know this for a fact, and I'm hoping I'm wrong, but I suspect, and these type of companies are notorius for doing this sometimes to travel nurses. Ok, here is my question: Can they go into my bank account and clean it out? They ONLY pay using direct deposit, and I signed a paper saying they could deposit in my account directly. Another travel nurse has told me that in small print on that paper I also gave them permission to make "adjustments" (meaning debits) in the event of wrong amount paid, etc. I have several accounts with my bank and I bank primarily on-line, so I've been trying to keep a small balance, and I plan to move the pay out of that account as soon as possible after I'm paid.......BUT, my friend says that it doesn't matter whether the money is there or not....she says they can simply send my account into a negative balance in which the bank would come to me to collect. Is that true? Can someone really clean you out and MORE? Is there a way that I can go to my bank and ask them to only allow "one way" transactions meaning that money can come in that way but not go out that way??? There must be something I can do to protect myself in advance. If this company doesn't get my money THAT way, I think they will simply drop it because it wouldn't be worth it to try to collect these things through legal channels. Would really appreciate some advice. more

Resolved Question: English Experts ! Please advise me and correct my personal statement for medical school with sophisticated way?

I was always looking forward to being mature and advanced in years. It was always portrayed that being 35 years old may seem non-sensical and only facades. What may seem epitomizing of being an adult was when I was at teen age, indeed, only the entry into sophisticated, quixotic, and everlasting life with financially unfettered, but didn’t took into account any of the responsibilities, or burdens that I may have to carry out. When I hit my 35, I had a dream again. I was astonished myself there are Not so Big differences of depth of thought. Only differences are that I am able to discern more details of real world aligned with passion, commitment, and also with a bit of desperation which may be actually I have been asking for myself, rather than just being a doctor. Hi. My name is Song Park. I immigrated to America alone when I was 19 years old in 1990 and for the first 4 years resided in Philadelphia and earned Bachelor’s degree of Art as a magna cum laude from the Temple University. A week after the graduation ceremony, I did cross country to Los Angeles and started carrier for a commercial film company. One thing I realized along the way for the cross country is that all I need to accomplish something; I just need to be persistent and not give it up. The experience encouraged me especially when I decide to go to medical school. Anyway, I suffered for financial difficulty in the beginning, but I could endure enough since I manifested myself for the professional succession in that field. Yes, I once became a successful business man. There must be a lot written on how to achieve the financial success, but actually there were no secrets behind and not much to tell. I rather have lots of story when I lost them all. In the year of 2006, all of assets I have earned were taken by bank, government, and some of properties were also taken by my beloved X wife. My life dramatically shifted down deep into dark sides. Everything that I was pursing may be only illusion of reality. From another perspective, I can say that I just came back to the starting point, so all of suffering I went through at that time may not be really originated from the things that I have lost; rather I suffer from the things remaining on me such as good memory, regret, hubris, and ostentatious manner. People will often say that whole lives flashed before their eyes, after they experienced a traumatic event. Perhaps it’s a bit morbid, but I think that sounds pretty incredible and right even in not so good situation. I wished to be resilient, but I realized what I really lost was just courage. That was it. more

Resolved Question: Could you correct my mistakes? Please - last part?

Hi:) Could you look through these paragraphs and correct my mistakes. This is a part of my coursework. Thank you so much! "To prevent large fluctuations relative to one another most nations of the European Union linked their currencies. The European Monetary System was organized in 1979 to stabilize the exchange rate. It used an Exchange Rate Mechanism (ERM) to create stable exchange rates in order to improve trade between EU members. At the beginning of 1999, the same EU members adopted a single currency, the Euro. Denmark, Great Britain, and Sweden did not adopt the Euro when it was introduced. To overcome problems of exchange rate fluctuations some businesses which trade in different currencies may use some forms of futures contracts, which enables them to buy currency in advance at a guaranteed rate (fixed). It is a form of insurance and it reduces the level of risk. Some businesses may also decide to keep bank accounts in foreign currency and invest money in currency in which they buy goods to avoid exchange rate fluctuations and minimize bank charges. International debt is a part of the total debt in the country that is owed to creditors outside the country. The debt includes money owed to private commercial other governments, banks, or international financial institutions. According to statistics the United Kingdom is in second place just after the United States on the list of countries with the biggest debts. All of the countries use the Balance of payments to measure all international monetary transactions. Balance of payments is a record of a country’s transactions with the rest of the world. It is used to summarize all international transactions for a particular country during a specific time period (usually a year). If a country has received money, this is recorded as a credit, and, if a country has paid money, the transaction is recorded as a debit. The Balance of payments should equal zero, meaning that credits (assets) and debits (liabilities) should balance, but in practice this is very rare." more

Resolved Question: accounting word (overburden in advance)?

when i was analysing the financial report of a mining company i came across the word 'overburden' in current asset section I'm just wondering 1. what it means? 2. It says 'overburden in advance' and is it classified as a prepayment?? and also, after i did the acid test for this company, i got a figure which is higher than 2 i know that if the figure is above 1, then it is ideal, but do you reckon i made a mistake, since it's over 2??? i just think it is too much more

Resolved Question: How old to have a separate AT&T wireless account?

I have a 17 year old nephew I have been carrying on my cell phone plan, and now due to a change in financial situation I need to get him off on his own plan to save me $50 a month. He has abused the situation and I really need to get him off our plan. I just don't know if they will allow someone under 18 to have an account. I read their terms, but nothing is clear cut! Thanks in advance. If I swap him to a pay-as-you-go phone, can he keep the same phone # he has now? more

Resolved Question: Could you check my grammatical mistakes?

Could you help me and check my grammatical mistakes in my writing? Thank you for your help. It is the last part "A exchange rate affect the prices of imports an exports. It will also affect how a particulate business will be competitive and profitable in domestic and overseas markets. To prevent large fluctuations relative to one another most nations of the European Union linked their currencies. The European Monetary System was organized in 1979 to stabilize the exchange rate. It used an Exchange Rate Mechanism (ERM) to create stable exchange rates in order to improve trade between EU members. At the beginning of 1999, the same EU members adopted a single currency, the Euro. Denmark, Great Britain, and Sweden did not adopt the Euro when it was introduced. To overcome problems of exchange rate fluctuations some businesses which tread in different currency may use some forms of futures contracts, which enables them to buy currency in advance at a guaranteed rate (fixed). It is a form of insurance and it reduces the level of risk. Some businesses may also decide to keep bank accounts in foreign currency and invest money in currency in which whey but goods to avoid exchange rate fluctuations and minimize bank charges. International debt is a part of the total debt in the country that is owed to creditors outside the country. The debt includes money owed to private commercial other governments, banks, or international financial institutions. According to statistic the United Kingdom is on the second place just after the United on the list of the counters with the biggest debts. All of the countries use the Balance of payments to measure all international monetary transactions. Balance of payments is a record of a country’s transactions with the rest of the world. It is used to summarize all international transactions for a particular country during a specific time period (usually a year). If a country has received money, this is recorded as a credit, and, if a country has paid money, the transaction is recorded as a debit. The Balance of payments should equal zero, meaning that credits (assets) and debits (liabilities) should balance, but in practice this is very rare." more

Voting Question: Practice CPA exam auditing questions help?

Auditing [1] A CPA who is associated with the unaudited financial statements of a public entity suggests revisions to the notes to provide adequate disclosure. If the client does not make the necessary changes, the CPA should disclaim an opinion and A.Refer to the nature of the departure but need not provide further details even if practicable. B.Include the necessary information if limited assurance can be expressed. C.Not refer to the departure. D.If practicable, include the necessary information. [7] A weakness in internal control relevant to available-for-sale securities is that A.The internal auditors test the controls. B.A trust company having no direct contact with the auditee’s employees has custody. C.The president approves temporary stock purchases subject to the board’s periodic review. D.Certificated securities are held in bearer form. [8] The attestation standards are an extension of GAAS, but their composition differs from that of GAAS. Which of the following general attestation standards does not explicitly correspond to one of the three general standards included in GAAS? A.Adequate knowledge in the subject matter of the assertion. B.Adequate technical training and proficiency in the attest function. C.Due professional care. D.Independence. [12] Which of the following statements is false regarding disclosure in a client’s financial statements? A.Information essential for a fair presentation should be set forth in the financial statements. B.Inadequate disclosure normally results in the auditor including the required information in the report. C.Omission of a statement of cash flows is considered inadequate disclosure. D.The auditor should never disclose information in the report that the client has not shown in the financial statements. [15] An auditor completed field work for a client on February 15. The related financial statements were issued on March 10. On April 8, the client suffered the loss of a significant portion of its plant facilities by fire. The client requested additional copies of the previously issued report on May 5. Assuming no additional audit work has been or will be performed, the auditor should A.Have the client disclose the event in a separate note to the statements identified as “Event (Unaudited) Subsequent to the Date of the Report of the Independent Auditor.” B.Disregard the casualty and reissue the original report with no change in date. C.Use dual dating. D.Either have the client disclose the event in a separate note to the statements identified as “Event (Unaudited) Subsequent to the Date of the Report of the Independent Auditor” OR use dual dating. [17] A CPA is testing sales transactions. What procedure may (s)he use to test for posting of fictitious accounts receivable? A.Tracing a sample of sales invoices to the accounts receivable subsidiary ledger. B.Vouching debits in the accounts receivable ledger to sales invoices and shipping documents. C.Tracing a sample of shipping documents and sales invoices to the sales journal. D.Sending out negative confirmations. [Fact Pattern #1] An audit was performed by Leo Scott, CPA, of the financial statements of Lectronic Leasing Company for the year ended December 31. A cash advance to Computer Credit Corporation is material to the presentation of Lectronic’s financial position. Computer Credit’s unaudited financial statements show negative working capital, negative equity, and losses in each of the 5 preceding years. Mr. Scott has suggested an allowance for the uncollectibility of the advance to Computer Credit. All of the capital stock of both Lectronic and Computer Credit is owned by Paul McRae and his family. Mr. McRae adamantly refuses to consider an allowance for uncollectibility. He insists that Computer Credit eventually will be profitable and be able to repay the advance. Mr. McRae proposes the following note to Lectronic’s statements: Note 1 to Financial Statements At December 31, the Company had advanced $500,000 to Computer Credit Corporation. We obtained written confirmation of this debt from Computer Credit Corporation and reviewed unaudited financial statements of Computer Credit Corporation. Computer Credit Corporation is not in a position to repay this advance at this time, but the Company has informed us that it is optimistic as to the future of Computer Credit Corporation. Computer Credit Corporation’s capital stock is wholly owned by Lectronic Leasing Company’s common shareholders. [19] (Refers to Fact Pattern #1) A deficiency in the given note is that it A.Does not identify the auditor. B.Does not state the auditor’s conclusion or opinion. C.Is worded as a representation of the auditor. D.Includes the client’s representation as to collectibility. [20] Which of the following is a true statement about an auditor’s responsibility regarding consideration of fraud in a fina more

Resolved Question: How do i enabled java???????????????????????????????????????

Your account Sign out Your cart Contact United States (Change) Home Solutions Industries Broadcast and media Education Financial services Government Life sciences Manufacturing Solutions Consumer photo and video eLearning and Training Mobile Print publishing Pro photography Professional video Rich Internet applications Technical communication Web conferencing Web design All industries and solutions › Products Acrobat Connect Pro Acrobat family Adobe AIR After Effects ColdFusion Creative Suite family Dreamweaver Flash Platform Flash Professional Flex Illustrator InDesign LiveCycle Enterprise Suite Mobile products Photoshop family Adobe Premiere Pro Scene7 OnDemand All products › Support Support home Ask Adobe Support Customer Service Knowledgebase Books Training and certification Support programs Forums Updates More › Communities By user Designers Developers Educators and students Partners By resource Adobe Labs Adobe TV Forums User groups Exchange/Marketplace Experience Design Blogs Company About Adobe Press Investor Relations Corporate Affairs Advanced Technology Labs Careers Customer Showcase Events Contact Adobe Become an affiliate More › Downloads Downloads home Trial downloads Updates Exchange/Marketplace Get AIR applications Readers and Players Get Adobe Reader Get Flash Player Get Adobe AIR Get Shockwave Player Get Media Player More › Store Store home Software Fonts Books Support programs Your account Volume licensing Store offers Other ways to buy › Home / Downloads / Flash Player / Adobe Flash Player Install Adobe Flash Player 1.5MB Adobe Flash Player version 10.0.22.87 Windows, Internet Explorer Different operating system or browser? Learn more | System requirements | Distribute Flash Player | Installation instructions Also install: 0.8MB Free Google Toolbar (optional) Search Google from any web page, block pop-ups Learn more | Privacy policy | License You must close all other browser windows before installing. Download time estimate: 2 minutes @ 56K modem Total: 1.5MB Agree and install now By clicking the "Agree and install now" button, you agree to the Software License Agreement. Careers Online Privacy Policy Terms of Use Contact us Accessibility Report piracy Permissions and trademarks Product license agreements Send feedback Copyright © 2009 Adobe Systems Incorporated. All rights reserved. Use of this website signifies your agreement to the Terms of Use and Online Privacy Policy (updated 07-08-2008). Search powered by Google™ and the site http://www.adobe.com/help/accessibility.html but how do this get enabled? Its on here but it dont show how to enbled http://www.adobe.com/help/accessibility.html There an error while doing this installed pack is there any other way to do it? And it was enabled but now its not. How do i enabled java??????????????????????????... Details more

Resolved Question: Important!!! Accept Bonus?

I work at the Account Department of a small Construction Company. I am the basic Accountant, I do 80% of the accounting work of my Company. There is a Chief Accountant (C.A.) that typically is above me. The Head Manager (and also shareholder) of my Company, decide to give Bonus to the Account Department, €5,000 total. But he decide to give the authority to Chief Accountant (C.A.) to devide/split the total €5.000 Bonus between him and me. So, the C.A. had to decide the percentage of the Bonus that has to go to himself and me. The C.A. is an ‘outsource’ one. He doesn’t work in the Company as I do. He has an Accountant Office (= company) and he visits our Company, only 2 or 3 times per week and he stays 1 to 2 hours. The job he does, includes: (a) Putting his signature in the economic statesments of the Company (he really does), (b) Financial advising to the Head Manager (actually, I give financial advising to my Company’s Manager and not the C.A., because he is outside, runs his own company and “watching” many other companies, so his time is splited - he is not ‘focus’ only in one company as I do). (c) Supervising the whole accounting work (that means my work. Actually he doesn’t do this because I am an experienced Accountant and I don’t do mistakes. I usually am the one that corrects mistakes. The C.A. is outside of the Company and he doesn’t even find the mistakes). The C.A. decided to split the €5,000 Bonus in an analogy €2,000 for him and €3,000 for me. Yes, I will take the most of Bonus, but here’s the matter: the C.A. decided what I must take for Bonus. What bothers me is that the Head Manager of my Company, that MUST know - and he knows - my work because he sees my work in a daily basis, avoided to decide himself and gave the decision authority to judge the Bonus’ split to C.A.. That means that the Head Manager of the Company didn’t evaluate properly my contribution because if he did, he wouldn’t need to give the judgement of the Bonus’ split to C.A.. I think that this behavior of the Head Manager DISCREDITED ME, and I intend NOT to accept the Bonus of €3,000 (that is about 1.6x my monthly net salary). I don’t even intend to accept any bonus because I think that my Head Managers’ behavior to me, is UNACCEPTABLE. What do you believe? Am I right? Am I over-reacting? Thanks in advance. more

Voting Question: Your Opinion pls: Accept Bonus or Not?

I work at the Account Department of a Construction Company. I am the basic Accountant, I do 80% of the accounting work of my Company. There is a Chief Accountant (C.A.) that typically is above me. The Head Manager (and also shareholder) of my Company, decide to give Bonus to the Account Department, €5,000 total. But he decide to give the authority to Chief Accountant (C.A.) to devide/split the total €5.000 Bonus between him and me. So, the C.A. had to decide the percentage of the Bonus that has to go to himself and me. The C.A. is an ‘outsource’ one. He doesn’t work in the Company as I do. He has an Accountant Office (= company) and he visits the Construction Company, only 2 or 3 times per week and he stays 1 to 2 hours. The job he does, includes: (a) Putting his signature in the economic statesments of the Company (he really does), (b) Financial advising to the Head Manager (actually, I give financial advising to my Company’s Manager and not the C.A., because he is outside, runs his own company and “watching” many other companies, so his time is splited - he is not ‘focus’ only in one company as I do). (c) Supervising the whole accounting work (that means my work. Actually he doesn’t do this because I am an experienced Accountant and I don’t do mistakes. I usually am the one that corrects mistakes. The C.A. is outside of the Company and he doesn’t even find the mistakes). The C.A. decided to split the €5,000 Bonus in an analogy €2,000 for him and €3,000 for me. Yes, I will take the most of Bonus, but here’s the matter: the C.A. decided what I must take for Bonus. The C.A. kept the less for him, accepting that the job I do is more than his. But what bothers me is that the Head Manager of my Company, that MUST know - and he knows - my work because he sees my work in a daily basis, gave the decision authority of the Bonus’ split to C.A.. That means that the Head Manager of the Company didn’t evaluate properly my contribution because if he did, he wouldn’t need to give the decision authority of the Bonus’ split to C.A.. I think that this behavior of the Head Manager discredit me, and I intend NOT to accept the Bonus of €3,000 (that is about 1.6x my monthly net salary). I don’t even intend to accept any bonus because I think that my Head Managers’ behavior to me, is UNACCEPTABLE. What do you believe? Am I right? Am I over-reacting? Thanks in advance. more

Voting Question: Help! Your Opinion please: Accept Bonus?

Resolved Question: anyone could help me edit my scholarship essay please?

the essay is due this Friday, which is very very important to me for applying scholarship. i have been looking for many of my friends to help me edit,but no one is available. could anyone can help me? i would be really appreciate. As an incoming freshman to college, I started considering my goal in the future. My mother inspired me to enter the medical field. She used to a doctor, by observing her helping many patients to regain their health. I wish that I could also help spread joy and comfort to others, just as she did. My volunteering experience at the local hospital also strengthened my belief. I come from a traditional Chinese family, we moved to the United States three years ago due to my father’s postdoctoral training. My mother has a part-time job at a supermarket. Therefore, our monthly income could only cover the basic housing and living expenses. I understand how expensive the medical school is, and my family’s income cannot cover majority of it. I have to take account of my family’s financial position, whenever I decide on college choices. Although I choose to go to the relative cheaper state university this fall, the tuition still is a problem. This is why I would like to apply to this scholarship. I realized that it was not easy to achieve my goal, becoming a successful doctor, so I try my best to challenge myself in various ways. Academically, I have been taking all the possible advanced placement courses in my school, such as biology, chemistry, calculus, American history, economics, humane geography, psychology, and statistics. Moreover, I helped my teacher create a syllable for the new AP psychology class by choosing the textbook, study guide and supplements. Eventually, I placed fourth place in psychology subject at the UNO district literacy rally, and will represent my school at the state competition. Additionally, I was selected to be the most outstanding chemistry student of the year and four-year honor roll student. Besides working hard academically, I am also an active member in many extracurricular activities. In the school, I am the vice-president of international culture union, encouraging more ESOL students to participate and share each other’s unique cultures. As the secretary of French club, I help arrange every meeting and organize the community service hours. Furthermore, I tutor math during lunchtime four times a week at the National Honor Society, as well as plan school-wide events in the student council. I also take part in some academic-related activities, such as science Olympiad, Mu Alpha Theta, and the engineering club. Outside the school, I volunteer at the hospital, work at local business, and participate in a pathology mentorship. I am not sure whether I am the most deserving candidate to receive this scholarship, but if I had the honor to be rewarded, I would use this scholarship money for my undergraduate school in order to pursue my medical career in the future. more

Resolved Question: I want my boyfriend to come clean but...?

Hi everybody, would you please give me some advice? (Sorry for the lengthy question, hope you won't mind) My boyfriend and I are in a long distance relationship and due to work and financial reasons we won't be able to get together for several months. We try to keep in touch through email and messenger with webcam and voice chat, almost everyday but lately he comes online like once or twice a week and won't call or text me. He says he's busy, that his pc is broken, connection is acting up and what not. I started to look around old profiles from email accounts he supposedly didn't used any more. It turned out that he was pretty active in his Yahoo 360 and other sorts of social networks. As all activities are registered with date and time, I noticed he logged in when he claimed to have no access to the Internet. To make things worst, almost all his contacts were women and all his comments had a high flirtatious vibe. I confronted him and he apologized for being away, but for some reason he couldn't admit that sometimes he preferred to go to such sites instead of talking to me. Even though I showed him direct links to some examples of it, he kept saying "I'm sorry that was weeks/months ago, I don't remember it", etc. He swears he loves me and a couple of times I've tried to break up he insists until he convinces me to get back. I still love him, however I can't trust him and now I'm some kind of net police that keeps checking on his websites to see if he has any updates, for which he most likely has an incredible explanation. And what if he has more accounts I'm not aware of? I don't know what to say to help him to come clean of what he really feels about me. Will he admit what's going on or should I just walk away if he's not convincing enough? Thanks in advance! more

Resolved Question: help financial maths?

heres the question: A superannuation fund receives $444 at the end of each fortnight. it invests this in a cash fund that pays 5.7% pa compounded daily. if this interest rate is maintained how much would be in the members account after 12 yrs? answer: 198614.36 the part that is confusing me is the 'interest rate is maintained' bit because at first i used the formula (1+ra)^a=(1+rb)^b but didnt work out please help me! thanks in advance. more

Resolved Question: Accountants or the like....?

I have chosen to follow the career path of becoming an accountant. However, I am a little confused as to which type of accountant to become. What are the different types of accountant? Which degree is 'better' a Accounting and Finance BA HONS or a Accounting and Finance BSC HONS? What are the Institutes for Accountants in the UK? What is a more needed role, a Financial or a Management Accountant? What other qualifications will I need to become an Accountant? Thanks in Advance. more

Resolved Question: Would you like a re-mortgage sir?

Q) Yes please, how much can I have. A) You can 110% of your property value Q) My property is valued at £240,000 A) In that case sir, we will advance you £264,000 and you don't need a deposit, can you comfortably afford the repayments on this amount sir? Q) Yes of course I can. A) The funds are in your account sir 12 months later the bottom drops out of the financial market and "Sir" finds himself out of work and in negative equity The government send a letter to sir stating "Please put your head in the fire" Sir refuses to do as the government ask. So who's fault is it that sir is in financial strife? Why is "Sir" now down in London protesting at the G20 summit? I see from a couple of the answes that more government interference in our lives is called for (thats a first, it's usually the Big Brother rant on here) Is it not time that everyone took responsibility for what they have done. If there was no demand, there would be no supply. If the greed of the average Joe in the street had not driven him to Invest in those shares Buy that property Get that loan Max that credit card Take those extra holidays Carry out that extension Save in that account etc etc etc Listen, we are all adults (or at least some of us are), we are responsible for our own actions, as such we are responsible for the outcome of those actions. It was pure and utter greed by members of the public that brought about the present financial situation. No one forced us in what we chose to do with our cash, it was only the expected return on that cash that was the deciding factor, no matter where you put it. more

Resolved Question: How to change my career?

I hold a degree (2:1) in Electrical and Electronics engineering and I have been working (on contract bases) for over 2 and half years in rail industry mainly as a support engineer. First on standard Development team and than I was supporting an electrical design engineer. I have done a lot of document control work as well as admin work, but not a Great engineering work, so I missed to get the necessary engineering experience. I am now unemployed for some time and I am finding rather difficult to get back and find a job. I was first looking for junior engineering positions, but now I am looking for anything. I am thinking about changing my career maybe. Any one any idea, what would be the quickest way? I am thinking maybe IT or accounting, document controller!! Please, anyone give me some advise as I am really lost in this crisis and can't figure out any thing. I am going into deep and deep financial crisis every day. Thanks a lot in advance I live in London more

Resolved Question: College tuition collections help?

Well I attended UIC for one semester in the fall for electrical engineering, and I never quite got my financial aid under control, so I ended up owing them $5,400 for a semester's tuition. They put me in collections for this money a while ago when I was working (on a payment plan), but since I am now out of a job, they are demanding that I pay the full $5,400 sometime next month. I'm a 19 year old student who's out of work, has no checking or savings account, no life savings, and still lives with parents. What am I to do? and will this affect my future credit score? Thanks in advance for any help more

Resolved Question: Time Warner Cable: Moving Home, But Can't Bring Service?!?

In an attempt to aid with my financial woes, I'm moving back into my bedroom at my parents house. However, Time Warner won't let me transfer my services, because I'll technically be living in a past residence with my parents. So, it falls under their account, which has a deficit that needs to be paid back for me to get my service installed. They said that since it isn't a separate dwelling with a lease or whatever, I don't qualify. I wonder if anyone knows a way around this. I thought about having my parents and I create a lease for just that bedroom, and use that to get cable services installed in that room, but I wasn't sure how it would work. Again, the services would only be mine, because my parents have decided they don't want the Time Warner services, and decided not to pay it back because of that. However, I can't even get them to install a new line into my apartment. Thanks in advance for your help. more

Voting Question: Should I go back to college?

I was hoping to get some unbiased advice here on a bit of a quandary I'm facing in my life.... I entered college when I was 18 to pursue a career in aviation (specifically, as an airline pilot). Flight training, for those who may now know, is extremely expensive - it quickly wiped out my savings as well as the money that my parent had saved for my education (even when taking the need-based financial aid into account). Due to this difficulty, I was forced to pursue outside work to meet the increasing costs of continuing my education and flight training. As time went on, my academic performance dwindled due to an inability to concentrate on academics w/ the full time+ job I was involved in at the time. I grew disheartened by my situation, but continued to take courses, though far fewer credits considering my work schedule. I dropped below full time, triggering repayment on two of the loans I had outstanding, which further exacerbated the financial hardship. If that wasn't enough, a condition with my sinuses caused my FAA medical certification to be revoked, thereby eliminating any chance of pursuing my original career path. The obvious course of action at the time was to withdraw from school, pursue more lucrative employment to repay a portion of my debt, and then return to pursue an alternate degree. I withdrew with 59 credits on my transcript and a 2.2 GPA (due mostly to the flight courses I failed since I couldn't complete them considering I had lost my medical certification) I'm currently 25 and have seen a reasonable degree of success in my current career field managing the production operations of a mid-sized factory. I feel I have some talent in this field - as such, I feel it would be advantageous for me to pursue a degree along these lines. The issue here lies in the course of action to take... Considering my poor academic performance towards the latter part of my previous college experience, do I even have a chance of being considered by ANY college? My SAT and ACT scores were relatively high in HS - would it make more sense to apply as a freshman to avoid having to work past this issue and abandon my previous credits? A contributing issue here is the fact that the program I'm specifically interested in seems to only be offered by fairly prestigious institutions (UPenn, U of Delaware). Do I have any chance at all here considering the schools that offer these programs are extremely competitive? Does my work experience have any bearing here? Thanks in advance for your advice. more

Resolved Question: ATTENTION I would really love some feedback on my essay it's only short!?

Hi I would really appreciate it if you could read my essay on the 1950s and tell me if I have any info wrong or what I could do to improve it - but the word limit is 600. Now I'm not actually saying the 1950s were better but this is what I had to write about. It is due Thursday. If you actually lived in the 50s and could read my essay, even better! If you've done a project similar to this I would love you feedback as well. Thanks again! THE 1950s DECADE STUDY ‘I wish I could be living then’ After decades of suffering through the Great Depression and World War II, the 1950s were vibrant years for Australians. They provided economic prosperity after the strict rationing of the war, as well as a considerably gentler pace of living. With the 1950s came more freedom, more security, more opportunities, more employment and the possibility of happy and carefree lifestyles. A sense of safety and security was much stronger during the 1950s than today. People felt safe travelling on public transport at night and didn’t feel the need to lock doors. Though crime was not non-existent, compared to today, crime rates were significantly lower. For example, homicide rates have almost doubled since the end of WWII. The impact of social problems such as drugs, alcohol and negative media influence was minimal. Family and school discipline was also stricter which meant children were much more respectful towards their elders and there was less school related violence. During the 1950s there was a greater sense of community. Neighbours knew and helped each other, and families spent more time together. Unlike the typical family today, they spent leisure time together, rather than being scattered around the house with individual activities. For example, the development of the car allowed families to go on outings together to the park or beach. Meals were always eaten at home, not in front of the TV but together at the table. Families were much larger and mum usually stayed at home to look after the kids. Society was more cohesive, as much of the impersonal and stressful nature of life today was absent. Society’s morals were seemingly higher than those of today. There was a greater emphasis on modesty, and things such as rebellion, disobedience, drug and alcohol use, and extreme violence were not ‘promoted’ as they are by many media today. Life was much simpler and people were more resilient. Back then people really appreciated the security and freedom they had when the war ended, instead of taking it for granted like we do today. The 50s was also one of the most successful decades in Australian sporting history, with our success boosting our sense of national pride. The 1956, Melbourne Olympic Games displayed our athletic excellence, with Australia ranking third in the medal tally. Australian sports stars such as Dawn Fraser and Betty Cuthbert became household names. Aspects of lifestyle such as diet were also much better in the 1950s than today. Mum produced wholesome food rather than junk food available today. Scientific studies show that children in the 50s ate healthier than those today, because bread, milk and vegetables were the main components of their diet. Comparing this to the 1990s children, when baked beans accounted for a quarter of all vegetable consumption, we can see how the 1950s is better than today. Australians living in the 1950s experienced a better lifestyle than many today. Moving out of the war, employment was high and people were encouraged to spend their money freely. This indicates that the 50s was a time of economical prosperity, unlike today when the world is experiencing debts and a financial crisis. Milk cost 82c, bread 14c, and the cost of homes was very reasonable. People could purchase a newly built home starting at $8450 and the average cost of pre owned homes in was about $6000 - $7000. New cars could be purchased for $1339 - $2262 and gas for 20c per gallon (4.5L). In the 1950s Australia was moving into a new world of advances and pleasures, experiencing wonderful things for the first time and revelling in the innocence and sense of security that absent from today’s society. These aspects plus what I have described above shows how the 1950s was better than today’s world. I wish I could be living then! more

Resolved Question: Accounting - adjusted entries.. please help?

hey i have this accounting question that i dont know what i am suppossed to do for it. The Shockers, a semi-professional baseball team, prepare financial statements on a monthly basis. Their season begins in april, but in march the team engaged in following transactions: a) Paid $150,000 to wichita city as advance rent for the use of Wichita City Stadium for the six month period April 1 - September 30. b) Collected $300,000 cash from sales of season tickets for the team's 20 home games. This amount was credited to Unearned Ticket Revenue. During the month of April, the Shockers played four home games and five road games. Prepare the adjusting entries required at April 30 for the above transactions. Please help with this question I have no idea what to do.. thanks in advance first person with the answer to it gets best answer more

Resolved Question: What is a non-relational database?

I am doing a college report on improvements that can be made in accounting systems within the workplace. I have been given a scenario where a company's financial accounting system works in a MS Windows environment and holds data in a non-relational database. Can anyone explain what this means in lay man's terms please, because I can't work out how it can be improved before knowing what it actually means!!! Thanks in advance!!!! more

Resolved Question: Best Account/Bank To Save Money With? Please Help, Financial Novice!?

Hi everyone. My grandma is unfortunately not very well and while getting certain things in place she has told me that she would like to give me some money to put away in a savings account to put towards university when the time comes. I don’t have a clue where I should put the money. What kind of account would be best, what bank should I use, how would I go about starting up the account etc etc. If anyone here could offer their opinion it would be greatly appreciated. If you need any more information please let me know. Thank you all in advance for taking the time to answer. Xx more

Resolved Question: I am a victim of check fraud, need financial assistance for everyday living expenses?

Is there any financial assistance out there in Florida that will assist me with everyday living expenses. My bank took my payroll direct deposit. I am having to go through advance now, to create a checking account as my bank reported me to check ex. victimized again. I have filed FBI, police, BBB, notified local and federal agencies. No one will help me; I am on the verge of being evicted from my home. My employer will not assist at all. I am terrified more

Resolved Question: Question about general power of attorney?

My friend lived in California. She had no family. She was on disability. As her health continued to fail she was put in a nursing home. An Ombudsmen helped her fill out a living will and a general power of attorney, listing me as the person able to make medical decisions for her as well as all financial decisions for her. She was put on social security, so I know all she had in her account was 2,000 dollars. She died just 2 months after going on SSI. I didn't want the state to bury her in a potters field, so I paid to have her cremated and her remains shipped to me. I did this thinking that I could access her account and pay for her final cost with the 2,000 in her account. I sent in her death certificate and my power of attorney paper work to her bank. They have denied my request, saying that power of attorney expires upon death. Is this true? The power of attorney gave me the power to open/close her account as well as make payments on her behalf. I do have documentation proving that I paid for her cremation. I don't want to profit in any way, I just want to use her money to pay for her final expenses. Thanks in advance for any advice you may have. L more

Resolved Question: Which of these classes should I take?

Okay, I am in high school right now and I have to choose my classes for my senior year. I have just recently found out I want to major in finance (looking at Accounting right now), and started getting on the ball for classes that would help me here. I have run into trouble; my schedule will only permit me to have 3 of these 4 classes I REALLY want to take. So, help me make the decision! I will give a brief description of each class and why I want to take it / why it is helpful. In no particular order, here they are: 1. Advanced Computer Appication - this couse teaches me how to use programgs such as Excel and others. It teaches me other advanced computer programs, and will work on speeding my WPM. Financial people oviously use computers a lot, so this will help with my career. It is also recognized by a college and I might be able to get a credit for the class. 2. AP English 4 - this class is pretty much a Freshman english college level course. If I do well enough on the $80, I can get up to 5 english credits. I also want to take it so I can stay away from mean people / stupid people that take regular english 4. Also, the english teachers are pressuring me a lot to take it, since I did so well in English 3 Accelerated. Also, with college level difficulty, it would be practice for college. 3. Physics - what can I say? Who leaves High School without Physics? I never learned any Physics, and might have to take it in college if I don't take it now. And high school makes it easier to learn, so it would suck having to take it in college. Some colleges require you to have taken High School Physics if I'm not mistaken. I know it is recommended before college. 4. Spanish 5 with CAPPS - this is the one I currently am not signed up for. I really want to take it though to expand my Spanish. I am also doing well in Spanish 4 right now. Here is what is really appealing though; if I pay $576 and do well enough in the course, I can get up to 18 college credits, which would put me at Sophmore status without even having laid a foot in a college! That is really appealing to me! So, what is your advice? more

Resolved Question: Help! I have an exam in 1hour! Accounting financial statements Q?

In Adjustments to financial statements (profit, loss a/c e.t.c) Where do yo account for a surplus of rent received? I know rent received is additional income, but where do you put the rent yo receive for months in advance? more

Resolved Question: Making my money work for me, financial health.?

I'm currently 20 and I'm on a mission to make my money work for me ASAP (currently in military just hit E-3), I have 5% of my income going to my TSP account, and I'm putting nearly half of each paycheck into my CD which is at 2.710% and was thinking investing the rest into a small business online or stocks (since it's the best time to buy stocks, but I need more money). I know that most people suggest 10% into tsp or roth ira (by the way I don't know which is better can a fellow servicemember help me with this?) but who knows if I'm going to live that long so I just put 5% I believe it's 5-10% anyways. Well I'd like some input thanks in advance! more

Resolved Question: Story intro (around 4 MS Word pages long) Should I carry on, critisisms and opinions please?

I found this story introduction loitering in my documents folder, I started it a few months ago and then forgot all about it. It's quite a lot of text but if you have the patience to red it I'd appreciate any comments, critisisms or suggestions as to how this characters story could pan out (as usual I started writing without any overall plan). I quite like it so far, tell me if you think I should develop it into a short story or leave it on the has-beens pile. Thanx in advance ------------------------------------------------------------------ Let's scroll back just a couple of moments.... There was a shriek. “Aaarrgh! Jesus!...” And there was a reply. The confused and disgruntled reply of someone who has just been awoken from a dream. The sort of dream that involves ice cream, swanky hotel rooms and nude cheerleading competitions. Which was precisely the case here. “Wha...wazza...whaddaya...hrmph... want?!?” “Jesus fucking christ, Ow!” “No, no, no. You've got ...mmmprl...the wrong one.” “Aaarggh... What?” “Wrong Jesus my friend, if you're after Jesus Christ you need the place up the wossname... the...ice cream...er...street, big place, St Virgin of the Mary's whatsit, Cheerlea... No, church... yes...Church. That's the place you want. Now bugger off and let me sleep!” “Fuck church and fuck Jesus! What the hell is this?” “Well there's no need to be rude..... Let's zoom out as far as we can go and try to put this into a little context..... Out in the deep cold of space we find ourselves observing the blue/green planet named Earth. Allowing time for rotation and should you happen to be looking from the right angle then you might espy the small cluster of British Isles, though then again you might have difficulty seeing through the rain clouds. So let's zoom back in a little.... Having found an umbrella we find ourselves in England, the North of England to be precise, which is why we wisely chose the tungsten and kevlar alloy framed, teflon coated executive umbrella when we purloined it from the station lost property office. Zooming in a little further we chance upon a small convalescent old mill town struggling to adjust as the fingers of the capitalist consumer economy slowly weave their way through the high street. Zooming in further still we find a decrepit, gasping industrial estate. The last bastion of the town's proud industrial heritage, now housing commercial laundries, warehouses and a couple of factories that make the kind of things you didn't even realise needed making, usually involving the sort of nasty chemical processes that leave the workers coughing blood and phlegm, and the company's pension accounts bulging. It is in a small annex at the back of one of these factories that we find ourselves now. This particular little fortress of cancerous futures specializes in making those little figure of eight polystyrene thingies that seem to arrive with anything you receive by mail order, joyfully flinging themselves everywhere as soon as you open the box and consequently turning up in the strangest of locations for the rest of eternity. But as abundant as the little blighter's might appear to be, it seems market for annoying polystyrene shapes was faring just as badly under the world economic climate as the more feasible and comprehendable enterprises that had been featuring on the news lately. So the factory directors had been faced with the difficult choice of halving their yearly bonus or making drastic cuts. They hired an expensive firm of accountants to convince them that the best way forward was to sack half of the office staff and assure them that, of course the all expenses trips to Vegas, Barbados and Bali where quite obviously a necessary business expense. Half the admin staff meant half the office space (probably even a bit less if you pushed all their desks a bit closer together), and so the other half could be let out to other businesses. The successful implementation of this plan earning the financial director a £50.000 christmas bonus by virtue of his genius leading to extra earnings of around £750 per month for PSW (PolyStyreneWhatsits) Ltd. (It is of no immediate consequence, but may please the reader to know, that shortly after the events that are here recorded, PSW Ltd went into receivership). And so we are back in the present and surveying our surroundings.... A bargain-basement rented office at the back of PSW Ltd with one small, steel-framed window in the corner that had clearly never been introduced to the concept of a window cleaner, the studded plasterboard walls painted the same generic dirty magnolia that adorns the walls of cheap rented offices everywhere, complete with obligatory blu-tac stains and the floor level scuff marks of terminally bored previous incumbents. A few old filing cabinets are ranged against one wall, having not been deemed to be a financial asset by PSW when they vacated the ro A few old filing cabinets are ranged against one wall, having not been deemed to be a financial asset by PSW when they vacated the rooms. Likewise the desk, sitting opposite the door, a chipped, veneered chipboard number with box steel legs, and the tired cheap revolving office chair, upholstered in a fetching royal blue, that sat behind it. The only other furniture in the room, if you discount the empty supermarket sandwich boxes and crisp packets which have probably been lying around long enough to count as furniture in their own right, was a decrepit old bottle green sofa hunched against the wall by the window, that even the most open minded of charity shops would politely decline. Lying on the sofa amongst the stains and remnants of long forgotten lunches we find a scruffy, unshaven and somewhat overweight character, wearing cheap crumpled polyester suit pants and an equally crumpled shirt in that unique shade of off-white that signifies to all and sundry that he is a man who has t Sorry answers won't let me post a section that long. I should have realised. Nevermind if you've got this far tell me what you think anyway. Cheers more

Resolved Question: Grade 11 Help Choosing Courses?

I'm taking English, Chemistry, Financial Accounting, 2 Period Cooperative Education, and music. Basically, I need 8 courses. That's 6 that I listed. I want to take gym and a computer course. However I don't know which one to pick. For gym I can choose weight lifting, normal gym (1 week = 1 sport and then we switch to another sport), outdoor education (learn how to live in the wild, canoeing, kayaking, etc), or I can choose individual sports (badminton, 3 on 3 basketball, tennis are all part of that). For computers I can either pick programming (Visual Basic) or I can pick animation/graphic design (but I'm not a very good artistic person). So what should I pick for gym and computers. Also, I was thinking of taking physics instead of computers. Is this worth it? Grade 11, by the way. Thank - you in advance. more